4 Evergreen Cir, Dekalb, IL 60115 Property Records

DeKalb County property record for 4 Evergreen Cir, Dekalb, IL 60115

Property Summary

Property Type	Single Family Home
Lot Size	0.172 acres (7,490 sqft)
Owner	2 Individual Names on Record
Last Sale	$130,000 (Oct 2015)
Tax Bill	$5,871 (2024)
Deeds & Mortgages	Jul 2026 Line of Credit Mar 2024 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`08-15-330-002`

Property Details

APN / Parcel Number

Primary APN	`08-15-330-002`

Exterior

Lot Area	7,490 sqft (0.172 acres)
Lot Dimensions	107 ft deep x 70 ft wide

Location & Zoning

Account Number	0815330002
Street Address	4 EVERGREEN CIR
City	DEKALB
State	IL
Zip	60115-2214
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MASTERSON-THOMPSON RESUB - LOT 7
Legal Subdivision	MASTERSON-THOMPSON RESUB
Legal Block	1
Legal Lot Number	7
Jurisdiction	DE KALB IL
Township / Civil Division	DEKALB
Census Block Group	1
Census Block	1004
Census Tract	900

Owner

Source: DeKalb County records, as of July 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4 EVERGREEN CIR, DEKALB, IL 60115-2214
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jul 13, 2026	Deed of Trust, Mortgage · Line of Credit PNC BANK
Mar 1, 2024	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Mar 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage PNC BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 7, 2015 · Amount on Record
Deed Sale	Oct 7, 2015 · Amount on Record
Deed Document Number	20159664
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB IL
Recording Date	Jul 13, 2026
Property Address	4 EVERGREEN CIR, DEKALB, IL 60115-2214
Document Number	0000006000
Instrument Date	Jun 22, 2026
Instrument	20266000
Transaction Type	Mortgage
Record Updated	Jul 29, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 EVERGREEN CIR, DEKALB, IL 60115-2214

Mortgage

Document Number	0000006000,
Date	Jul 13, 2026
Instrument	20266000

Lender

Name	PNC BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	479 Months
Due	Jun 28, 2066

Interest

Rate	6.51%
Max Rate	-1%

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB IL
Property Address	4 EVERGREEN CIR, DEKALB, IL 60115-2214
Transaction Type	Mortgage
Record Updated	Mar 26, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 EVERGREEN CIR, DEKALB, IL 60115-2214

Mortgage

Document Number	0000001444
Date	Mar 1, 2024
Instrument	2024001444

Lender

Name	PNC BANK NA
Type	Bank
Address	222 DELAWARE AVE, WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	479 Months
Due	Feb 20, 2064

Interest

Change Frequency	Monthly

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB IL
Property Address	4 EVERGREEN CIR, DEKALB, IL 60115-2214
Transaction Type	Mortgage
Record Updated	Mar 16, 2021
Title Company	NATIONALLINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	210000002647
Date	Mar 2, 2021
Instrument	2021002647

Lender

Name	PNC BANK NA
Type	Bank
Address	MIAMISBURG, OH 45342

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Mar 1, 2036

Interest

Rate Type	Fixed Rate
Rate	2.75%

Tax Assessment & Valuation

Source: DeKalb County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DeKalb County
County Subdivision	DeKalb Township
Municipality	DeKalb City
Unified School District	DeKalb Community Unit School District 428 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$87,272 (+25.6%) Land $12,846 Building $74,426	$261,816 (+25.6%) Land $38,538 Building $223,278
2024	$5,871.00
2023		$69,486 Land $10,228 Building $59,258	$208,458 Land $30,684 Building $177,774

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 2, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	22 (1978–2013)
Claims Outside the SFHA	4 of 22
Most Recent Claim	Apr 2013 · Severe Storms, Straight-line Winds, And Flooding
Claims by Event	Severe Storms And Flooding, Aug 2007 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEKALB serves 40,290 people · EPA ID IL0370100
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	13 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 96 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: DNA Communications.

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