4 Etta Rd, Billerica, MA 01821 Property Records

Middlesex County and Billerica Town property record for 4 Etta Rd, Billerica, MA 01821

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,971 sqft · built 1997
Lot Size	1.28 acres (56,057 sqft)
Owner	2 Company Names on Record
Last Sale	$322,000 (Sep 1997)
Tax Bill	$10,776 (2026)
Deeds & Mortgages	Oct 2025 Mortgage Oct 2025 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`BILL M:0040 B:0339 L:0`

Property Details

APN / Parcel Number

Primary APN	`BILL M:0040 B:0339 L:0`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,971 sqft Living Area
Gross Area	6,506 sqft
Basement Area	1,434 sqft
Unfinished Basement	1,434 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	56,057 sqft (1.28 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	4 ETTA RD
City	BILLERICA
State	MA
Zip	01821-1844
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	4
Legal Subdivision	ETTA ESTATES
Legal Block	339
Jurisdiction	BILLERICA MA
Township / Civil Division	BILLERICA
Census Block Group	4
Census Block	4006
Census Tract	316102

Owner

Source: Middlesex County and Billerica Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	4 ETTA RD, BILLERICA, MA 01821-1844
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 23, 2025	Deed of Trust, Mortgage BANK OF AMERICA NA
Oct 14, 2025	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
Jan 31, 2023	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
Oct 4, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance AMERISAVE MORTGAGE CORP
Feb 28, 2020	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 2, 1997 · Amount on Record
Deed Sale	Sep 2, 1997 · Amount on Record
Deed Book / Page	8759 / 96
Last Transfer Date	Feb 24, 2020
Transfer Doc	33878-96
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BILLERICA MA
Property Address	4 ETTA RD, BILLERICA, MA 01821-1844
Transaction Type	Mortgage
Record Updated	Dec 12, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	039610-135
Date	Oct 23, 2025
Book Page	39610/135
Instrument	33880

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BILLERICA MA
Property Address	4 ETTA RD, BILLERICA, MA 01821-1844
Transaction Type	Mortgage
Record Updated	Nov 5, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	039586-105
Date	Oct 14, 2025
Book Page	39586/105
Instrument	32576

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Nov 1, 2050

Interest

Rate Type	Adjustable Rate

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BILLERICA MA
Property Address	4 ETTA RD, BILLERICA, MA 01821-1844
Transaction Type	Mortgage
Record Updated	Feb 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0037658-21
Date	Jan 31, 2023
Book Page	37658/21
Instrument	2878

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Feb 1, 2048

Interest

Rate Type	Adjustable Rate

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BILLERICA MA
Property Address	4 ETTA RD, BILLERICA, MA 01821-1844
Transaction Type	Mortgage
Record Updated	Oct 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	36339-163
Date	Oct 4, 2021
Book Page	36339/163
Instrument	58203

Lender

Name	AMERISAVE MORTGAGE CORP

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2036

February 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BILLERICA MA
Recording Date	Feb 28, 2020
Property Address	4 ETTA RD, BILLERICA, MA 01821-1844
Document Number	33878-96
Book / Page	033878 / 000096
Instrument Date	Feb 24, 2020
Instrument	9069
Transaction Type	Transfer
Record Updated	Mar 17, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	4 ETTA RD BILLERICA MA 018211844, BILLERICA, MA 01821-1844

Tax Assessment & Valuation

Source: Middlesex County and Billerica Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Billerica Town
Unified School District	Billerica School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$10,776.00 (+3.37%)	$928,200 (+1.23%) Land $383,200 Building $540,100	$1,006,905 (-)
2025	$10,425.00 (+2.65%)	$916,900 (+1.92%) Land $371,900 Building $545,000	$1,006,905 (+1.42%)
2024	$10,156.00 (+2.69%)	$899,600 (+7.97%) Land $359,900 Building $539,700	$992,845
2023	$9,890.00	$833,200 Land $327,700 Building $505,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	22 (1979–2024)
Claims Outside the SFHA	4 of 22
Most Recent Claim	Feb 2024 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Mar 2010 · 5 claims Severe Storms And Flooding, May 2006 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 88% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BILLERICA WATER WORKS serves 42,119 people · EPA ID MA3031000
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Bromate resolved · Apr 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

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