4 Ernest Way, Jackson, NJ 08527 Property Records

Ocean County and Jackson Township property record for 4 Ernest Way, Jackson, NJ 08527

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,471 sqft · built 1992
Lot Size	1.48 acres (64,904 sqft)
Owner	2 Individual Names on File
Last Sale	$142,600 (Jan 1993)
Tax Bill	$9,614 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Oct 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`12-00201-0000-00030`

Property Details

APN / Parcel Number

Primary APN	`12-00201-0000-00030`
Alternative APNs	`12001550000000090005` `120015500000000905`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	1,471 sqft Living Area
Gross Area	2,759 sqft
1st Floor Area	1,471 sqft
Basement Area	1,288 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Ranch
Construction Type	Frame
Roof Type	Gable
Roof Material	Asbestos
Lot Area	64,904 sqft
Garage Type	Attached
Parking Spaces	1 Parking Space
Porch	Open Porch
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Old Parcel Number	120015500000000905
Street Address	4 ERNEST WAY
City	JACKSON
State	NJ
Zip	08527-5430
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	1.49 AC
Legal Subdivision	COLONIAL VIEW ESTATES FINAL
Legal Block	201
Legal Lot Number	30
Jurisdiction	OCEAN NJ
Township / Civil Division	JACKSON
Census Block Group	1
Census Block	1002
Census Tract	717200

Owner

4 Ernest Way is owned and occupied by two individuals who bought it in January 1993.

Source: Ocean County and Jackson Township records, as of July 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4 ERNEST WAY, JACKSON, NJ 08527-5430
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 22, 2021	Deed of Trust, Mortgage · VA Mortgage MUTUAL OF OMAHA MORTGAGE INC
Oct 3, 2019	Deed of Trust, Mortgage · Conventional Mortgage SYNERGY ONE LENDING
Jan 27, 2020	Deed of Trust, Mortgage · Conventional Mortgage SYNERGY ONE LENDING
Feb 7, 2020	Deed of Trust, Mortgage · Line of Credit TCF NAT'L BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 22, 1993 · Amount on File
Deed Sale	Jan 22, 1993 · Amount on File
Deed Book / Page	5046 / 958
Record Updated	Sep 20, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCEAN NJ
Property Address	4 ERNEST WAY, JACKSON, NJ 08527-5430
Transaction Type	Mortgage
Record Updated	Dec 9, 2021
Title Company	TIMIOS INC NATL RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0187881615
Date	Nov 22, 2021
Book Page	18788/1615
Instrument	2021166936

Lender

Name	MUTUAL OF OMAHA MORTGAGE INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92108

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	348 Months
Due	Nov 1, 2050

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCEAN NJ
Property Address	4 ERNEST WAY, JACKSON, NJ 08527-5430
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TIMIOS INC NATL RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0176301979
Date	Oct 3, 2019
Book Page	17630/1979
Instrument	2019099248

Lender

Name	SYNERGY ONE LENDING
Type	Lending Institution
Address	LOMBARD, IL 60148

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Oct 1, 2034

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCEAN NJ
Property Address	4 ERNEST WAY, JACKSON, NJ 08527-5430
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TIMIOS INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0177651071
Date	Jan 27, 2020
Book Page	17765/1071
Instrument	2020009075

Lender

Name	SYNERGY ONE LENDING
Type	Lending Institution
Address	LOMBARD, IL 60148

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2050

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCEAN NJ
Property Address	4 ERNEST WAY, JACKSON, NJ 08527-5430
Document Number	0177840093
Instrument Date	Feb 7, 2020
Transaction Type	Mortgage
Record Updated	Mar 3, 2020
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4 ERNEST WAY JACKSON NJ 085275430, JACKSON, NJ 08527-5430

Mortgage

Document Number	0177840093
Date	Feb 11, 2020
Book Page	017784/000093
Instrument	15216

Lender

Name	TCF NAT'L BK
Type	Bank
Address	SIOUX FALLS, SD 57106

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Feb 10, 2050

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 4 Ernest Way was $9,614, up 11.9% from the year before.

Source: Ocean County and Jackson Township assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Ocean County
County Subdivision	Jackson Township
Unified School District	Jackson Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$664,900 (-) Land $241,500 Building $423,400	$664,900 (-) Land $241,500 Building $423,400
2025	$9,614.00 (+11.91%)	$664,900 Land $241,500 Building $423,400	$664,900 Land $241,500 Building $423,400
2024	$8,591.00
2023		$323,700 Land $142,500 Building $181,200	$323,700 Land $142,500 Building $181,200
2022	$8,128.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4 Ernest Way in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 16, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4 Ernest Way is moderate, ranking above 61% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · above 76% of New Jersey
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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