Enfield Town property record for 4 Ernest St, Enfield, CT 06082
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,530 sqft · built 1958 |
| Lot Size | 0.33 acres (14,375 sqft) |
| Owner | Individual Name on File |
| Last Sale | $312,500 (Sep 2024) |
| Tax Bill | $5,791 (2025) |
| Deeds & Mortgages | Jul 2025 Line of Credit Sep 2024 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | ENFI M:067 L:0125 |
| Primary APN | ENFI M:067 L:0125 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,530 sqft Living Area |
| Gross Area | 3,318 sqft |
| 1st Floor Area | 1,530 sqft |
| Basement Area | 1,008 sqft |
| Unfinished Basement | 192 sqft |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1958 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 14,375 sqft (0.33 acres) |
| Deck Area | Deck Area |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 92200020010 |
|---|---|
| Street Address | 4 ERNEST ST |
| City | ENFIELD |
| State | CT |
| Zip | 06082-5004 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R33 |
| Legal Lot Number | 125 |
| Jurisdiction | ENFIELD CT |
| Township / Civil Division | ENFIELD |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 481100 |
4 Ernest St is owned and occupied by an individual who bought it in September 2024.
Source: Enfield Town records, as of June 25, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4 ERNEST ST, ENFIELD, CT 06082-5004 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Individual(s) |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 16, 2025 | Deed of Trust, Mortgage · Line of Credit AMERICAN EAGLE FCU |
| Sep 23, 2024 | Warranty Deed, Transfer · Stand-Alone First Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Sep 23, 2024 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 23, 2024 · Amount on File |
| Deed Sale | Sep 23, 2024 · Amount on File |
| Prior Sale | Dec 26, 2002 · Amount on File |
| Deed Document Number | 20242025004658 |
| Deed Book / Page | 2917 / 75 |
| Prior Transfer Date | Dec 3, 2009 |
| Prior Transfer Doc | 0002917-72 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ENFIELD CT |
| Property Address | 4 ERNEST ST, ENFIELD, CT 06082-5004 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2025 |
| Name | Verified Name |
|---|
| Document Number | 002944-869 |
|---|---|
| Date | Jul 16, 2025 |
| Book Page | 2944/869 |
| Instrument | 2026000493 |
| Name | AMERICAN EAGLE FCU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | Aug 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ENFIELD CT |
| Recording Date | Sep 23, 2024 |
| Property Address | 4 ERNEST ST, ENFIELD, CT 06082-5004 |
| Document Number | 0002917-75 |
| Book / Page | 2917 / 75 |
| Instrument Date | Sep 19, 2024 |
| Instrument | 2025004658 |
| Transaction Type | Transfer |
| Record Updated | Oct 10, 2024 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 2025004659 |
|---|---|
| Date | Sep 23, 2024 |
| Instrument | 2025004659 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Number | 002917-104 |
|---|---|
| Date | Sep 23, 2024 |
| Book Page | 2917/104 |
| Instrument | 2025004660 |
| Name | CONNECTICUT HOUSING FINANCE AUTHORITY |
|---|---|
| Type | Government Agency |
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ENFIELD CT |
| Recording Date | Sep 23, 2024 |
| Property Address | 4 ERNEST ST, ENFIELD, CT 06082-5004 |
| Document Number | 0002917-72 |
| Book / Page | 2917 / 72 |
| Instrument Date | Dec 3, 2009 |
| Instrument | 2025004656 |
| Transaction Type | Transfer |
| Record Updated | Oct 10, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 175 N MAPLE ST, ENFIELD, CT 06082-3104 |
The 2025 property tax bill for 4 Ernest St was $5,791.
Source: Enfield Town assessment roll, as of June 25, 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision | Enfield Town |
| Unified School District | Enfield School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,791.00 | $165,500 Land $57,700 Building $107,800 | $115,850 Land $40,390 Building $75,460 |
| 2024 | $5,791.00 (+3.52%) | ||
| 2023 | $5,594.00 (+10.14%) | $165,500 (-) Land $57,700 Building $107,800 | |
| 2022 | $5,079.00 | $165,500 Land $57,700 Building $107,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4 Ernest St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 29, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 4 Ernest St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.2% of Connecticut |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HAZARDVILLE WATER COMPANY private · serves 18,544 people · EPA ID CT0490021 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 446 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| GoNetspeed Fiber | 2,000 / 2,000 |
| Cox Communications Fiber · Cable in parts of the area | 2,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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