Durham County property record for 4 Ernest Pl, Durham, NC 27707
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,085 sqft · built 1989 |
| Lot Size | 0.15 acres (6,534 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $122,000 (Sep 2017) |
| Tax Bill | $2,508 (2026) |
| Deeds & Mortgages | Aug 2026 Line of Credit Feb 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0830-45-6597 |
| Primary APN | 0830-45-6597 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,085 sqft Heated Area |
| 1st Floor Area | 1,130 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Construction Type | Wood |
| Roof Material | Asphalt |
| Lot Area | 6,534 sqft (0.15 acres) |
| Lot Dimensions | 127 ft deep x 57 ft wide |
| Patio Area | 208 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Street Address | 4 ERNEST PL |
|---|---|
| City | DURHAM |
| State | NC |
| Zip | 27707-4400 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RU-5 |
| Legal Description | LANTERN WOODS/PH:01/BLK:B /LT#03 PL:000119-000045 |
| Legal Subdivision | LANTERN WDS |
| Legal Phase | 1 |
| Legal Block | B |
| Legal Lot Number | 3 |
| Jurisdiction | DURHAM NC |
| Township / Civil Division | TRIANGLE |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 2009 |
Source: Durham County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 4 ERNEST PL, DURHAM, NC 27707-4400 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 21, 2026 | Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CREDIT UNION |
| Feb 10, 2022 | Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU |
| Sep 13, 2017 | Warranty Deed, Transfer · ARM STATE EMPLOYEES CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 13, 2017 · Amount on Record |
| Deed Sale | Sep 13, 2017 · Amount on Record |
| Deed Document Number | 201732187 |
| Deed Book / Page | 8268 / 6 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DURHAM NC |
| Recording Date | Aug 21, 2026 |
| Property Address | 4 ERNEST PL, DURHAM, NC 27707-4400 |
| Document Number | 0000185317 |
| Book / Page | 10611 / 593 |
| Instrument Date | Aug 18, 2026 |
| Instrument | 2026185317 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2026 |
| Title Company | LENDER RECORDING SERVICES |
| Name | Verified Name |
|---|---|
| Address | 4 ERNEST PL, DURHAM, NC 27707-4400 |
| Document Number | 0000185317, |
|---|---|
| Date | Aug 21, 2026 |
| Book Page | 10611/593 |
| Instrument | 2026185317 |
| Name | STATE EMPLOYEES CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DURHAM NC |
| Property Address | 4 ERNEST PL, DURHAM, NC 27707-4400 |
| Transaction Type | Mortgage |
| Record Updated | Feb 18, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0096110457 |
|---|---|
| Date | Feb 10, 2022 |
| Book Page | 9611/457 |
| Instrument | 2022005888 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Mar 1, 2042 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DURHAM NC |
| Recording Date | Sep 13, 2017 |
| Property Address | 4 ERNEST PL, DURHAM, NC 27707-4400 |
| Document Number | 0082680006 |
| Book / Page | 8268 / 006 |
| Map Reference | PL 119 PG 45 |
| Instrument Date | Aug 21, 2017 |
| Instrument | 2017032187 |
| Transaction Type | Transfer |
| Record Updated | Aug 30, 2021 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $244.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 620 SCHOOL ST, 620, CLARKSDALE, MS 38614-3844 |
| Name | Verified Name |
|---|---|
| Address | 4 ERNEST PL, DURHAM, NC 27707-4400 |
| Document Number | 2017032188 |
|---|---|
| Date | Sep 13, 2017 |
| Instrument | 2017032188 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.62% |
| Adjustable | Adjustable Rate Rider |
| Change Frequency | 5 Years |
| Min Rate At Change | 4.25% |
| Max Rate At Change | 6% |
| Index | 5-Year CMT |
| Margin | 2 |
| Max Rate | 6% |
Source: Durham County assessment roll, as of September 17, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Durham County |
| Municipality | Durham City |
| Unified School District | Durham Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,508.00 (+2.49%) | $246,860 (-) Land $86,250 Building $160,610 | $246,860 (-) Land $86,250 Building $160,610 |
| 2025 | $2,447.00 (+38.8%) | $246,860 (+83.35%) Land $86,250 Building $160,610 | $246,860 (+83.35%) Land $86,250 Building $160,610 |
| 2023 | $1,763.00 (+2.32%) | $134,640 Land $23,040 Building $111,600 | $134,640 Land $23,040 Building $111,600 |
| 2022 | $1,723.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 13 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 8 (1996–2024) |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 97.9% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF DURHAM serves 333,490 people · EPA ID NC0332010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 332 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Google Fiber Fiber | 8,000 / 8,000 |
| Frontier Fiber | 7,000 / 7,000 |
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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