Orange County property record for 4 Eric St, Mission Viejo, CA 92694
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4.5 ba · 3,893 sqft · built 2005 |
| Lot Size | 0.16 acres (6,952 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,490,000 (Apr 2019) |
| Tax Bill | $22,798 (2025) |
| Deeds & Mortgages | Aug 2026 Line of Credit Mar 2022 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 741-511-07 |
| Primary APN | 741-511-07 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 3,893 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Lot Area | 6,952 sqft (0.16 acres) |
| Garage Area | 498 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating Fuel | Gas |
|---|
| Street Address | 4 ERIC ST |
|---|---|
| City | LADERA RANCH |
| State | CA |
| Zip | 92694-1516 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | N TR 16473 BLK LOT 38 |
| Legal Subdivision | MONTANEZ |
| Legal Tract | 16473 |
| Legal Lot Number | 38 |
| Jurisdiction | ORANGE CA |
| Township / Civil Division | MISSION VIEJO |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 32058 |
Source: Orange County records, as of August 11, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4 ERIC ST, LADERA RANCH, CA 92694-1516 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 4, 2026 | Deed of Trust, Mortgage · Line of Credit LOANDEPOT.COM LLC |
| Mar 1, 2022 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA |
| Dec 18, 2017 | Deed of Trust, Mortgage · Line of Credit JPMORGAN CHASE BANK NA |
| Apr 2, 2019 | Grant Deed, Transfer · Line of Credit TIAA FSB |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 2, 2019 · Amount on Record |
| Deed Sale | Apr 2, 2019 · Amount on Record |
| Prior Sale | Aug 5, 2014 · Amount on Record |
| Deed Document Number | 2019104210 |
| Prior Transfer Date | Mar 23, 2012 |
| Prior Transfer Doc | 0000242793 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE CA |
| Recording Date | Aug 4, 2026 |
| Property Address | 4 ERIC ST, LADERA RANCH, CA 92694-1516 |
| Document Number | 0000221168 |
| Instrument Date | Jul 27, 2026 |
| Instrument | 2026221168 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2026 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES |
| Name | Verified Name |
|---|---|
| Address | 4 ERIC ST, LADERA RANCH, CA 92694-1516 |
| Document Number | 0000221168, |
|---|---|
| Date | Aug 4, 2026 |
| Instrument | 2026221168 |
| Name | LOANDEPOT.COM LLC |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate | 6.49% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE CA |
| Property Address | 4 ERIC ST, MISSION VIEJO, CA 92694-1516 |
| Transaction Type | Mortgage |
| Record Updated | Mar 10, 2022 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO |
| Name | Verified Name |
|---|---|
| Address | 4 ERIC ST, LADERA RANCH, CA 92694-1516 |
| Document Number | 0000080670 |
|---|---|
| Date | Mar 1, 2022 |
| Instrument | 2022000080670 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.75% |
| Type Change Date | Mar 1, 2032 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 7.75% |
| Index | Other |
| Max Rate | 7.75% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE CA |
| Property Address | 4 ERIC ST, MISSION VIEJO, CA 92694-1516 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000542265 |
|---|---|
| Date | Dec 18, 2017 |
| Instrument | 2017000542265 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | MONROE, LA 71203 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ORANGE CA |
| Recording Date | Apr 2, 2019 |
| Property Address | 4 ERIC ST, MISSION VIEJO, CA 92694-1516 |
| Document Number | 0000104210 |
| Instrument Date | Mar 11, 2019 |
| Instrument | 104210 |
| Transaction Type | Transfer |
| Record Updated | Apr 10, 2019 |
| Title Company | FIRST AMERICAN TITLE COMPANY RESID', FIRST AMERICAN TITLE CO RESID' |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,639.00 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 4 ERIC ST LADERA RANCH CA 926941516, LADERA RANCH, CA 92694-1516 |
| Document Number | 104211 |
|---|---|
| Date | Apr 2, 2019 |
| Instrument | 104211 |
| Name | TIAA FSB |
|---|---|
| Address | 301 W BAY ST, JACKSONVILLE, FL 32202-5184 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2049 |
| Rate Type | Adjustable Rate |
|---|
Source: Orange County assessment roll, as of August 4, 2026
| Type | Name |
|---|---|
| State | California |
| County | Orange County |
| Unified School District | Capistrano Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,695,363 (+2%) Land $707,827 Building $987,536 | |
| 2025 | $22,798.00 (+3.76%) | $1,662,121 (+4.04%) Land $693,948 Building $968,173 |
| 2023 | $21,972.00 (+0.63%) | $1,597,580 Land $667,001 Building $930,579 |
| 2022 | $21,835.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 65% of the US · above 40% of California |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SANTA MARGARITA WATER DISTRICT serves 165,275 people · EPA ID CA3010101 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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