4 Enclave Ct, Saint Charles, MO 63304 Property Records

St. Charles County property record for 4 Enclave Ct, Saint Charles, MO 63304

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 3,862 sqft · built 1993
Lot Size1.25 acres (54,450 sqft)
OwnerCompany Name on Record
Tax Bill$6,467 (2024)
Flood ZoneZone X (minimal risk)
APNA902000635

Property Details

APN / Parcel Number

Primary APNA902000635
Alternative APN
  • 2-0069-6570-00-0004.0000000

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area3,862 sqft Living Area
Gross Area6,335 sqft
1st Floor Area2,764 sqft
Basement Area2,746 sqft
Finished Basement1,098 sqft
Unfinished Basement1,648 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1993
Effective Year BuiltEffective 1993
Architectural StyleRanch
Exterior MaterialBrick/Stone
Roof TypeHip
Roof MaterialAsphalt
Lot Area54,450 sqft
TerrainRolling
Garage TypeAttached
Garage Area825 sqft
Parking Spaces3 Parking Spaces
PorchOpen Porch
Porch Area95 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account NumberA902000635
Street Address4 ENCLAVE CT
CitySAINT CHARLES
StateMO
Zip63304-7698
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionENCLAVE OF DARDENNE FARMS LOT 4
Legal SubdivisionENCLAVE OF DARDENNE FARMS
Legal Lot Number4
JurisdictionST CHARLES MO
Township / Civil DivisionDARDENNE
Census Block Group3
Census Block3011
Census Tract311739

Owner

Source: St. Charles County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address4 ENCLAVE CT, SAINT CHARLES, MO 63304-7698
Owner TypeCompany
VestingBorrower in Default

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateJun 11, 2008
Transfer Doc0050052282
Record UpdatedSep 20, 2026

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMissouri
MunicipalityCottleville City
CountySt. Charles County
Unified School DistrictFort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$111,862 (-)$588,748 (-) Land $93,000 Building $495,748
2025$111,862 (+10.32%)$588,748 (+10.32%) Land $93,000 Building $495,748
2024$6,467.00
2023$101,396
2022$533,662 Land $80,000 Building $453,662

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 96% of Missouri
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST CHARLES COUNTY PWSD 2
serves 100,587 people · EPA ID MO6024530
Water SourcePurchased surface water from ST LOUIS CITY PWS
Last State InspectionAug 2023
Also Mapped HereMO AMERICAN ST LOUIS ST CHARLES COUNTIES
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 233 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
i3 Broadband
Fiber
8,000 / 8,000
Spectrum
Cable
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

May also be available: Wisper ISP.

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