4 Emerson St, Natick, MA 01760 Property Records

Middlesex County and Natick Town property record for 4 Emerson St, Natick, MA 01760

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 3,256 sqft · built 2020
Lot Size	0.39 acres (17,001 sqft)
Owner	2 Individual Names on File
Last Sale	$1,336,000 (Oct 2020)
Tax Bill	$18,526 (2025)
Deeds & Mortgages	Oct 2020 Sale & Mortgage Feb 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`19-00000147`

Property Details

APN / Parcel Number

Primary APN	`19-00000147`
Alternative APN	`NATI M:00000019 P:00000147`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,256 sqft Living Area
1st Floor Area	1,018 sqft
Basement Area	112 sqft
Unfinished Basement	112 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	17,001 sqft (0.39 acres)
Garage Type	Attached
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	19-00000147
Street Address	4 EMERSON ST
City	NATICK
State	MA
Zip	01760-1819
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSA
Jurisdiction	NATICK MA
Township / Civil Division	NATICK
Census Block Group	4
Census Block	4000
Census Tract	382100

Owner

Source: Middlesex County and Natick Town assessment roll, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	4 EMERSON ST, NATICK, MA 01760-1819
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 27, 2020	Quit Claim Deed, Transfer · Stand-Alone First Mortgage GUARANTEED RATE INC
Feb 18, 2020	Quit Claim Deed, Transfer · Stand-Alone First Mortgage NEEDHAM BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 27, 2020 · Amount on Record
Deed Sale	Oct 27, 2020 · Amount on Record
Prior Sale	Feb 18, 2020 · Amount on Record
Deed Document Number	2020196751
Deed Book / Page	75991 / 498
Record Updated	Jun 8, 2026

October 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NATICK MA
Recording Date	Oct 27, 2020
Property Address	4 EMERSON ST, NATICK, MA 01760-1819
Document Number	075991-498
Book / Page	75991 / 498
Instrument Date	Oct 15, 2020
Instrument	196751
Transaction Type	Transfer
Record Updated	Feb 14, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4 EMERSON ST, NATICK, MA 01760-1819

Mortgage

Document Number	0000196752
Date	Oct 27, 2020
Instrument	196752

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	2.63%
Type Change Date	Nov 1, 2027
Max Rate At Change	3%
Index	1-Year CMT
Margin	3

February 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NATICK MA
Recording Date	Feb 18, 2020
Property Address	4 EMERSON ST, NATICK, MA 01760-1819
Document Number	074142-596
Book / Page	74142 / 596
Instrument Date	Feb 3, 2020
Instrument	23687
Transaction Type	Transfer
Record Updated	Feb 14, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	91 SHERBURN CIR, WESTON, MA 02493-1049

Mortgage

Document Number	0000023688
Date	Feb 18, 2020
Instrument	23688

Lender

Name	NEEDHAM BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Middlesex County and Natick Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Natick Town
Unified School District	Natick School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$18,526.00 (+8.39%)	$1,549,000 (+11.11%) Land $465,800 Building $1,083,200	$1,567,595
2024	$17,092.00 (+6.56%)	$1,394,100 (+9.86%) Land $439,900 Building $954,200
2023	$16,040.00	$1,269,000 Land $412,600 Building $856,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NATICK WATER AND SEWER DIVISION serves 37,006 people · EPA ID MA3198000
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 275 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Radiate Holdings Cable	1,500 / 50
Verizon Fiber	980 / 880
AT&T Fixed Wireless	100 / 20
T-Mobile USA Fixed Wireless	100 / 20

4 Emerson St, Natick, MA 01760 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

October 2020: Quit Claim Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

February 2020: Quit Claim Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on Emerson St

Nearby Streets

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