4 Emerson Ave, Saco, ME 04072 Property Records

York County and Saco City property record for 4 Emerson Ave, Saco, ME 04072

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,061 sqft · built 1951
Lot Size	0.15 acres (6,534 sqft)
Owner	Individual Name on Record
Last Sale	$293,800 (Sep 2018)
Tax Bill	$3,536 (2025)
Deeds & Mortgages	Jan 2023 Line of Credit Sep 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`M2937R`

Property Details

APN / Parcel Number

Primary APN	`M2937R`
Alternative APNs	`SACO M:026 L:064 U:000-000` `M:026 L:064 U:000=000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,061 sqft Living Area
Gross Area	3,125 sqft
1st Floor Area	895 sqft
Attic	Attic
Attic Area	832 sqft
Basement Area	832 sqft
Unfinished Basement	832 sqft

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1951
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,534 sqft (0.15 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	M2937R
Street Address	4 EMERSON AVE
City	SACO
State	ME
Zip	04072-2941
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MDR
Legal Subdivision	LAND ALFRED W EMERSON
Legal Lot Number	64
Jurisdiction	SACO ME
Township / Civil Division	SACO
Census Block Group	3
Census Block	3013
Census Tract	5200

Owner

Source: York County and Saco City records, as of July 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4 EMERSON AVE, SACO, ME 04072-2941
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 10, 2023	Deed of Trust, Mortgage · Line of Credit KEY BANK NA
Sep 12, 2018	Warranty Deed, Transfer KEYBANK USA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 12, 2018 · Amount on Record
Deed Sale	Sep 12, 2018 · Amount on Record
Prior Sale	Jan 17, 2012 · Amount on Record
Deed Document Number	201838640
Deed Book / Page	17800 / 102
Transfer Doc	0178000102
Record Updated	Oct 29, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACO ME
Property Address	4 EMERSON AVE, SACO, ME 04072-2941
Transaction Type	Mortgage
Record Updated	Mar 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0191820848
Date	Jan 10, 2023
Book Page	19182/848
Instrument	2023000830

Lender

Name	KEY BANK NA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2053

Interest

Rate Type	Adjustable Rate

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SACO ME
Recording Date	Sep 12, 2018
Property Address	4 EMERSON AVE, SACO, ME 04072-2941
Document Number	0178000102
Book / Page	017800 / 000102
Instrument Date	Sep 10, 2018
Instrument	38640
Transaction Type	Transfer
Record Updated	Jan 16, 2019
Title Company	TWO LIGHTS SETTLEMENTS SERVICES LLC, TWO LIGHTS SETTLEMENTS SVC LLC

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 SUMMIT TER #29 SOUTH PORTLAND ME 041062209, 29, SOUTH PORTLAND, ME 04106-2209

Mortgage

Document Number	178000104
Date	Sep 12, 2018
Book Page	017800/000104
Instrument	38641

Lender

Name	KEYBANK USA
Type	Bank
Address	CLEVELAND, OH 44114-1306

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Sep 11, 2048

Tax Assessment & Valuation

Source: York County and Saco City assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	York County
Municipality	Saco City
Unified School District	Saco Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,536.00 (+1.09%)	$249,000 (-) Land $115,500 Building $133,500
2024	$3,498.00 (+5.42%)	$249,000 (+37.57%) Land $115,500 Building $133,500	$349,030
2022	$3,318.00	$181,000 Land $88,000 Building $93,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.7% of Maine
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MAINE WATER COMPANY BIDDEFORD SACO DIV private · serves 42,508 people · EPA ID ME0090170
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Aug 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 218 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GoNetspeed Fiber	2,000 / 2,000
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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