Monmouth County and Middletown Township property record for 4 Elyar Ter, Middletown, NJ 07748
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,850 sqft · built 1958 |
| Lot Size | 0.793 acres (34,560 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $352,500 (Aug 2018) |
| Tax Bill | $10,071 (2025) |
| Deeds & Mortgages | Aug 2026 Line of Credit Sep 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 32-00611-0000-00014 |
| Primary APN | 32-00611-0000-00014 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,850 sqft Living Area |
| 1st Floor Area | 1,850 sqft |
| Upper Floors Area | 576 sqft |
| Basement Area | 432 sqft |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1958 |
| Architectural Style | Bi-Level |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 34,560 sqft (0.793 acres) |
| Lot Dimensions | 192 ft deep x 180 ft wide |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Deck Area | 120 sqft |
| Sewer | Connected |
|---|
| Account Number | 7315 |
|---|---|
| Street Address | 4 ELYAR TER |
| City | MIDDLETOWN |
| State | NJ |
| Zip | 07748-1747 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R22 |
| Legal Subdivision | HARMONY TERRACE |
| Legal Block | 611 |
| Legal Lot Number | 14 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | MIDDLETOWN |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 800702 |
4 Elyar Ter is owned and occupied by two individuals who bought it in August 2018.
Source: Monmouth County and Middletown Township records, as of July 9, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4 ELYAR TER, MIDDLETOWN, NJ 07748-1747 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 20, 2026 | Deed of Trust, Mortgage · Line of Credit AFFINITY FEDERAL CREDIT UNION |
| Sep 30, 2021 | Deed of Trust, Mortgage · Conventional Mortgage AMERICAN NEIGHBORHOOD MTG ACCEPTANCE CO |
| May 17, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ADVISORS MORTGAGE GROUP LLC |
| Aug 30, 2018 | Grant Deed, Transfer · FHA Mortgage ADVISORS MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 30, 2018 · Amount on File |
| Deed Sale | Aug 30, 2018 · Amount on File |
| Deed Document Number | 201886639 |
| Deed Book / Page | 9309 / 7498 |
| Prior Transfer Date | Nov 23, 2009 |
| Prior Transfer Doc | 0088083520 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Aug 20, 2026 |
| Property Address | 4 ELYAR TER, MIDDLETOWN, NJ 07748-1747 |
| Document Number | 0000068842 |
| Book / Page | 9809 / 158 |
| Instrument Date | Aug 13, 2026 |
| Instrument | 202668842 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|
| Document Number | 0000068842, |
|---|---|
| Date | Aug 20, 2026 |
| Book Page | 9809/158 |
| Instrument | 202668842 |
| Name | AFFINITY FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 18, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.99% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 4 ELYAR TER, MIDDLETOWN, NJ 07748-1747 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2022 |
| Title Company | MONUMENT TITLE AGENCY, MONUMENT TITLE AGENCY INC |
| Name | Verified Name |
|---|
| Document Number | 0095476491 |
|---|---|
| Date | Sep 30, 2021 |
| Book Page | 9547/6491 |
| Instrument | 2021145958 |
| Name | AMERICAN NEIGHBORHOOD MTG ACCEPTANCE CO |
|---|---|
| Type | Mortgage Company |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 4 ELYAR TER, MIDDLETOWN, NJ 07748-1747 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2022 |
| Title Company | ARBOR TITLE |
| Name | Verified Name |
|---|
| Document Number | 0095116915 |
|---|---|
| Date | May 17, 2021 |
| Book Page | 9511/6915 |
| Instrument | 2021079436 |
| Name | ADVISORS MORTGAGE GROUP LLC |
|---|---|
| Type | Mortgage Company |
| Address | 17712 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Aug 30, 2018 |
| Property Address | 4 ELYAR TER, MIDDLETOWN, NJ 07748-1747 |
| Document Number | 0000086639 |
| Book / Page | 009309 / 007498 |
| Instrument Date | Aug 21, 2018 |
| Instrument | 86639 |
| Transaction Type | Transfer |
| Record Updated | Sep 20, 2018 |
| Title Company | PROPERTY TRANSFER SERVICES INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $352.50 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4 ELYAR TER MIDDLETOWN NJ 077481747, MIDDLETOWN, NJ 07748-1747 |
| Document Number | 86640 |
|---|---|
| Date | Aug 30, 2018 |
| Book Page | 009309/007531 |
| Instrument | 86640 |
| Name | ADVISORS MTG |
|---|---|
| Type | Mortgage Company |
| Address | OCEAN, NJ 07712 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 29, 2048 |
The 2025 property tax bill for 4 Elyar Ter was $10,071, up 5.9% from the year before.
Source: Monmouth County and Middletown Township assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| County Subdivision | Middletown Township |
| Unified School District | Middletown Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $685,800 (+9.9%) Land $540,000 Building $145,800 | $685,800 (+9.9%) Land $540,000 Building $145,800 | |
| 2025 | $10,071.00 (+5.94%) | $624,000 Land $479,500 Building $144,500 | $624,000 Land $479,500 Building $144,500 |
| 2024 | $9,506.00 | ||
| 2023 | $516,600 Land $366,400 Building $150,200 | $516,600 Land $366,400 Building $150,200 | |
| 2022 | $9,030.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4 Elyar Ter in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4 Elyar Ter is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.3% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Sep 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 256 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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