4 Elm Ter, Waterville, ME 04901 Property Records

Kennebec County and Waterville City property record for 4 Elm Ter, Waterville, ME 04901

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,690 sqft · built 1890
Lot Size0.06 acres (2,614 sqft)
OwnerIndividual Name on Record
Last Sale$82,000 (May 2023)
Tax Bill$3,113 (2025)
Deeds & MortgagesMay 2023 Sale
Jan 2022 Refinance
Flood ZoneZone X (minimal risk)
APNWAVL M:048 B:242

Property Details

APN / Parcel Number

Primary APNWAVL M:048 B:242
Alternative APN
  • 1070

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms9 Rooms
Stories2 Stories
Building Area1,690 sqft Living Area
Gross Area3,220 sqft

Exterior

Year BuiltBuilt 1890
Effective Year BuiltEffective 1890
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area2,614 sqft (0.06 acres)

Utilities, Heating & Cooling

Heating SystemSteam
Heating FuelOil

Location & Zoning

Account Number1070
Street Address4 ELM TER
CityWATERVILLE
StateME
Zip04901-6033
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Block242
JurisdictionWATERVILLE ME
Township / Civil DivisionWATERVILLE
Census Block Group6
Census Block6008
Census Tract24102

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed AreaWithin Arnold Trail to Quebec
listed 1969 · 1 contributing resources · NRIS 69000018

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Kennebec County and Waterville City records, as of July 30, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address150 JFK PLZ, WATERVILLE, ME 04901-5015
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 25, 2023Warranty Deed, Transfer
Jan 26, 2022Deed of Trust, Mortgage · Stand-Alone Refinance
MISCELLANEOUS OTHER

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 25, 2023 · Amount on Record
Deed SaleMay 25, 2023 · Amount on Record
Deed Document Number20238814
Deed Book / Page14764 / 15
Record UpdatedSep 20, 2026

May 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWATERVILLE ME
Recording DateMay 25, 2023
Property Address4 ELM TER, WATERVILLE, ME 04901-6033
Document Number2023008814
Book / Page14764 / 15
Instrument DateMay 20, 2023
Instrument2023008814
Transaction TypeTransfer
Record UpdatedJun 12, 2023

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address150 JFK PLZ, WATERVILLE, ME 04901-5015

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWATERVILLE ME
Property Address4 ELM TER, WATERVILLE, ME 04901-6033
Transaction TypeMortgage
Record UpdatedFeb 14, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2022002148
DateJan 26, 2022
Book Page14334/161
Instrument2022002148
Lender
NameMISCELLANEOUS OTHER
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueFeb 1, 2052

Tax Assessment & Valuation

Source: Kennebec County and Waterville City assessment roll, as of July 30, 2026

Property Jurisdictions

TypeName
StateMaine
CountyKennebec County
MunicipalityWaterville City
Unified School DistrictWaterville (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,113.00 (+10.55%)$183,100 (+29.4%) Land $11,500 Building $171,600
2024$146,205
2023$2,816.00 (+63.06%)$141,500 (+111.83%) Land $8,800 Building $132,700
2022$1,727.00$66,800 Land $6,600 Building $60,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 18, 2021

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemKENNEBEC WATER DISTRICT
serves 22,060 people · EPA ID ME0090750
Water SourceSurface water
Last State InspectionSep 2024
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 508 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Fidium Fiber
Fiber · DSL in parts of the area
2,000 / 2,000
GoNetspeed
Fiber
2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Starlink
Satellite
280 / 30

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