4 Elm St, Webster, MA 01570 Property Records

Worcester County and Webster Town property record for 4 Elm St, Webster, MA 01570

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 984 sqft · built 1966
Lot Size	0.154 acres (6,720 sqft)
Owner	2 Individual Names on Record
Last Sale	$302,500 (Sep 2025)
Tax Bill	$2,914 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Sep 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`M:0002E B:20`

Property Details

APN / Parcel Number

Primary APN	`M:0002E B:20`
Alternative APNs	`WEBS M:2 B:E P:20` `342`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	984 sqft Living Area
Gross Area	2,438 sqft
Basement Area	1,025 sqft
Unfinished Basement	1,025 sqft

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	6,720 sqft (0.154 acres)
Garage Type	Basement
Parking Spaces	1 Parking Space
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	342
Street Address	4 ELM ST
City	WEBSTER
State	MA
Zip	01570-2623
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	INDUST
Legal Block	E
Jurisdiction	WEBSTER MA
Township / Civil Division	WEBSTER
Census Block Group	4
Census Block	4002
Census Tract	754400

Owner

Source: Worcester County and Webster Town records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4 ELM ST, WEBSTER, MA 01570-2623
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Mar 10, 2026	Deed of Trust, Mortgage BAYCOAST MORTGAGE COMPANY
Sep 25, 2025	Quit Claim Deed, Transfer · Conventional Mortgage BAYCOAST MORTGAGE COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 25, 2025 · Amount on Record
Deed Sale	Sep 25, 2025 · Amount on Record
Deed Document Number	202582300
Deed Book / Page	72584 / 61
Record Updated	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBSTER MA
Property Address	4 ELM ST, WEBSTER, MA 01570-2623
Transaction Type	Mortgage
Record Updated	Mar 31, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0073293-73
Date	Mar 10, 2026
Book Page	73293/73
Instrument	18155

Lender

Name	BAYCOAST MORTGAGE COMPANY

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

September 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WEBSTER MA
Recording Date	Sep 25, 2025
Property Address	4 ELM ST, WEBSTER, MA 01570-2623
Document Number	0072584-61
Book / Page	72584 / 61
Instrument Date	Sep 25, 2025
Instrument	82300
Transaction Type	Transfer
Record Updated	Jan 26, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4 ELM ST, WEBSTER, MA 01570-2623

Mortgage

Document Number	0000082301
Date	Sep 25, 2025
Instrument	82301

Lender

Name	BAYCOAST MORTGAGE COMPANY

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

Mortgage

Document Number	0072584-84
Date	Sep 25, 2025
Book Page	72584/84
Instrument	82302

Lender

Name	BAYCOAST MORTGAGE COMPANY

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Worcester County and Webster Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Webster Town
Unified School District	Webster School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,914.00 (+0.17%)	$245,300 (+2.72%) Land $55,300 Building $190,000	$296,115 (+11.48%)
2024	$2,909.00	$238,800 Land $53,100 Building $185,700	$265,620

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WEBSTER WATER DEPARTMENT serves 17,776 people · EPA ID MA2316000
Water Source	Groundwater
Last State Inspection	May 2025
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 431 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Verizon.

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