4 Elm St, Middleton, MA 01949 Property Records

Essex County and Middleton Town property record for 4 Elm St, Middleton, MA 01949 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,151 sqft · built 1987
Lot Size	0.973 acres (42,375 sqft)
Owner	2 Company Names on File
Last Sale	$299,000 (Nov 1987)
Tax Bill	$9,167 (2025)
Deeds & Mortgages	May 2025 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`MIDD M:0031 B:0000 L:0017`

Property Details

APN / Parcel Number

Primary APN	`MIDD M:0031 B:0000 L:0017`
Alternative APN	`MDLT M:0031 B:0000 L:0017`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,151 sqft Living Area
Gross Area	5,779 sqft
Basement Area	1,125 sqft
Unfinished Basement	1,125 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Asphalt
Lot Area	42,375 sqft (0.973 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Heating Fuel	Electric

Location & Zoning

Street Address	4 ELM ST
City	MIDDLETON
State	MA
Zip	01949-2137
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	17
Jurisdiction	MIDDLETON MA
Township / Civil Division	MIDDLETON
Census Block Group	2
Census Block	2016
Census Tract	212102

Owner

Source: Essex County and Middleton Town records · APN MIDD M:0031 B:0000 L:0017

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	4 ELM ST, MIDDLETON, MA 01949-2137
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 20, 1987 · Amount on Record
Deed Sale	Nov 20, 1987 · Amount on Record
Record Updated	Sep 20, 2026

May 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLETON MA
Property Address	4 ELM ST, MIDDLETON, MA 01949-2137
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	042697-119
Date	May 05, 2025
Book Page	42697/119
Instrument	20250505000290

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2055

Tax Assessment & Valuation

Source: Essex County and Middleton Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Middleton Town
Secondary School District	Masconomet School District (07 - 12)
Elementary School District	Middleton School District (PK - 06)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,167.00 (+1.57%)	$771,000 (+0.72%) Land $345,000 Building $426,000	$1,013,080
2024	$9,025.00 (+7.45%)	$765,500 (+17.3%) Land $345,000 Building $420,500
2023	$8,399.00	$652,600 Land $345,000 Building $307,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Essex County (25009C), updated July 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250092121022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Cost	Premium on Record median of 8 individual NFIP policies nearby
Nearby Flood Policies	14 units insured (6 under condo master policies) 2 of 8 individual policies on primary residences

Wildfire

Wildfire Risk	Low above 20% of the US · above 58% of Massachusetts
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.