4 Elm Spring Ct, Chapin, SC 29036 Property Records

Richland County property record for 4 Elm Spring Ct, Chapin, SC 29036

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,523 sqft · built 2008
Lot Size	0.33 acres (14,392 sqft)
Owner	2 Trust Names on Record
Last Sale	$296,000 (Apr 2018)
Tax Bill	$2,481 (2025)
Deeds & Mortgages	Oct 2022 Transfer Aug 2019 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01410-03-19`

Property Details

APN / Parcel Number

Primary APN	`01410-03-19`
Alternative APNs	`R01410-03-19` `01661892`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,523 sqft Heated Area
Gross Area	3,411 sqft
1st Floor Area	2,095 sqft
Utility Area	9 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2016
Architectural Style	Contemporary
Exterior Material	Brick/Stone
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	14,392 sqft (0.33 acres)
Garage Area	571 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio
Porch Area	24 sqft
Patio Area	104 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	01661892
Street Address	4 ELM SPRING CT
City	CHAPIN
State	SC
Zip	29036-9146
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-LD
Legal Description	LOT 18 60.2X132.6X103X49.1X173.2 #SU JASMINE BAY #PR 427-2454 RB1445-3325
Legal Subdivision	JASMINE BAY
Legal Lot Number	18,60
Jurisdiction	RICHLAND SC
Township / Civil Division	DUTCH FORK
Census Block Group	2
Census Block	2010
Census Tract	10310

Owner

Source: Richland County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Trust Names on Record
Mailing Address	12061 BARBARA AVE, MINSTER, OH 45865-9397
Owner Type	Individual
Vesting	Trust, Irrevocable Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 12, 2022	Intrafamily Transfer, Transfer
Aug 19, 2019	Deed of Trust, Mortgage · Line of Credit REGIONS MTG
Apr 16, 2018	Grant Deed, Transfer · Conventional Mortgage ASSURANCE FIN'L

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 16, 2018 · Amount on Record
Deed Sale	Apr 16, 2018 · Amount on Record
Prior Sale	Jul 11, 2008 · Amount on Record
Deed Document Number	201823483
Deed Book / Page	2295 / 385
Last Transfer Date	Oct 12, 2022
Transfer Doc	0027871812
Record Updated	Oct 29, 2026

October 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	RICHLAND SC
Recording Date	Oct 12, 2022
Property Address	4 ELM SPRING CT, CHAPIN, SC 29036-9146
Document Number	0027871812
Book / Page	2787 / 1812
Map Reference	MB 1445 PG 3325
Instrument Date	Sep 22, 2022
Instrument	2022057425
Transaction Type	Transfer
Record Updated	Apr 11, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Irrevocable Trust
Address	12061 BARBARA AVE, MINSTER, OH 45865-9397

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHLAND SC
Property Address	4 ELM SPRING CT, CHAPIN, SC 29036-9146
Document Number	2422/1125
Instrument Date	Aug 19, 2019
Transaction Type	Mortgage
Record Updated	Sep 17, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 ELM SPRING CT CHAPIN SC 290369146, CHAPIN, SC 29036-9146

Mortgage

Document Number	2422/1125
Date	Aug 26, 2019
Book Page	002422/001125
Instrument	62207

Lender

Name	REGIONS MTG
Type	Mortgage Company
Address	BIRMINGHAM, AL 35244

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Aug 25, 2034

Interest

Rate Type	Adjustable Rate

April 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RICHLAND SC
Recording Date	Apr 16, 2018
Property Address	4 ELM SPRING CT, CHAPIN, SC 29036-9146
Document Number	2295/0385
Book / Page	002295 / 000385
Instrument Date	Apr 13, 2018
Instrument	23483
Transaction Type	Transfer
Record Updated	May 4, 2018
Title Company	OTHER

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,095.20
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4 ELM SPRING CT CHAPIN SC 290369146, CHAPIN, SC 29036-9146

Mortgage

Document Number	2295/0388
Date	Apr 16, 2018
Book Page	002295/000388
Instrument	23484

Lender

Name	ASSURANCE FIN'L
Type	Funding / Finance Company
Address	BATON ROUGE, LA 70809

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 15, 2048

Tax Assessment & Valuation

Source: Richland County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Richland County
Unified School District	Lexington School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,481.00 (+21.56%) Homeowner's exemption	$11,840 (-96.52%)	$352,700 (-) Land $43,000 Building $309,700
2024		$340,400 (+2,775%)	$352,700 (+19.16%) Land $43,000 Building $309,700
2023	$2,041.00 (-0.15%)	$11,840 (-)	$296,000 (-)
2021	$2,044.00	$11,840	$296,000 Land $42,500 Building $253,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 42 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	42 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2024 · Hurricane Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 96% of South Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COLUMBIA serves 354,068 people · EPA ID SC4010001
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Chlorite resolved · Dec 2024 E. coli resolved · Apr 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 107 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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