4 Elm Dr, Clinton, NJ 08809 Property Records

Hunterdon County and Clinton Township property record for 4 Elm Dr, Clinton, NJ 08809

Property Summary

Property Type	Single Family Home
Details	4,041 sqft · built 2005
Lot Size	0.345 acres (15,028 sqft)
Owner	2 Individual Names on File
Last Sale	$999,999 (Jun 2026)
Tax Bill	$18,717 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Aug 2025 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`06-00068-0000-00020`

Property Details

APN / Parcel Number

Primary APN	`06-00068-0000-00020`
Alternative APN	`060006800020`

Interior

Building Area	4,041 sqft Living Area

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Lot Area	15,028 sqft (0.345 acres)

Location & Zoning

Street Address	4 ELM DR
City	CLINTON
State	NJ
Zip	08809-2044
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AH3
Legal Description	ADDITIONAL LOTS: BRADFORD GR II/FIN
Legal Subdivision	WATERS EDGE PH #1
Legal Block	68
Legal Lot Number	20
Jurisdiction	HUNTERDON NJ
Township / Civil Division	CLINTON
Census Block Group	1
Census Block	1001
Census Tract	11001

Owner

Source: Hunterdon County and Clinton Township records · APN 06-00068-0000-00020

Assessment roll updated June 29, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	4 ELM DR, CLINTON, NJ 08809-2044
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 11, 2026	Deed, Transfer · Conventional Mortgage ALLIANT CREDIT UNION
Aug 20, 2025	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN FEDERAL MORTGAGE CORP
Aug 08, 2018	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN FEDERAL MORTGAGE CORP
Jan 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN FEDERAL MORTGAGE CORP
Jan 05, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN FEDERAL MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 11, 2026 · Amount on Record
Deed Sale	Jun 11, 2026 · Amount on Record
Prior Sale	Jan 17, 2007 · Amount on Record
Deed Document Number	202697950
Deed Book / Page	2663 / 768
Record Updated	Sep 20, 2026

June 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	HUNTERDON NJ
Recording Date	Jun 11, 2026
Property Address	4 ELM DR, CLINTON, NJ 08809-2044
Document Number	0000097950
Book / Page	2663 / 768
Instrument Date	May 13, 2026
Instrument	202697950
Transaction Type	Transfer
Record Updated	Jul 21, 2026
Title Company	STEWART TITLE, STEWART TITLE GUARANTY COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$101,000.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 ELM DR, CLINTON, NJ 08809-2044

Mortgage

Document Number	0000097960,
Date	Jun 11, 2026
Instrument	202697960

Lender

Name	ALLIANT CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 01, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.38%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUNTERDON NJ
Property Address	4 ELM DR, CLINTON, NJ 08809-2044
Transaction Type	Mortgage
Record Updated	Nov 04, 2025
Title Company	UNKNOWN, ALLIED TITLE LLC SUITE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 ELM DR, CLINTON, NJ 08809-2044

Mortgage

Document Number	20250820000148920
Date	Aug 20, 2025
Book Page	4642/397
Instrument	20250820000148920

Lender

Name	AMERICAN FEDERAL MORTGAGE CORP
Type	Mortgage Company
Address	CHESTER, NJ 07930

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2055

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUNTERDON NJ
Property Address	4 ELM DR, CLINTON, NJ 08809-2044
Transaction Type	Mortgage
Record Updated	Sep 20, 2021
Title Company	MEGA TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20180808000163010
Date	Aug 08, 2018
Book Page	4109/0791
Instrument	20180808000163010

Lender

Name	AMERICAN FEDERAL MORTGAGE CORP
Type	Mortgage Company
Address	CHESTER, NJ 07930

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Sep 01, 2033

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUNTERDON NJ
Property Address	4 ELM DR, CLINTON, NJ 08809-2044
Transaction Type	Mortgage
Record Updated	Sep 20, 2021
Title Company	ALLIED TITLE LLC SUITE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20200121000014070
Date	Jan 21, 2020
Book Page	4202/0335
Instrument	20200121000014070

Lender

Name	AMERICAN FEDERAL MORTGAGE CORP
Type	Mortgage Company
Address	CHESTER, NJ 07930

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2050

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUNTERDON NJ
Property Address	4 ELM DR, CLINTON, NJ 08809-2044
Transaction Type	Mortgage
Record Updated	Sep 20, 2021
Title Company	ALLIED TITLE LLC SUITE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20210105000002220
Date	Jan 05, 2021
Book Page	4312/101
Instrument	20210105000002220

Lender

Name	AMERICAN FEDERAL MORTGAGE CORP
Type	Mortgage Company
Address	CHESTER, NJ 07930

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 01, 2036

Tax Assessment & Valuation

Source: Hunterdon County and Clinton Township records · Assessment roll updated June 29, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Hunterdon County
County Subdivision	Clinton Township
Elementary School District	Clinton Township School District (KG - 08)
Secondary School District	North Hunterdon-Voorhees Regional School District (09 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$603,000 (-) Land $126,800 Building $476,200	$603,000 (-) Land $126,800 Building $476,200
2025	$18,717.00 (+4.13%)	$603,000 (-) Land $126,800 Building $476,200	$603,000 (-) Land $126,800 Building $476,200
2024	$17,975.00 (+6.16%)
2023		$603,000 Land $126,800 Building $476,200	$603,000 Land $126,800 Building $476,200
2022	$16,932.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of July 26, 2021 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	7 (1979–2011)
Claims Outside the SFHA	1 of 7
Most Recent Claim	Aug 2011 · Hurricane Irene
Claims by Event	Hurricane Irene, Aug 2011 · 4 claims

Wildfire

Wildfire Risk	Low lower than 93% of the US · lower than 81% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Brightspeed.

Based on FCC filings for 92 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

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