4 Ellsworth St, Rye, NY 10580 Property Records

Westchester County and Rye City property record for 4 Ellsworth St, Rye, NY 10580

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,035 sqft · built 1927
Lot Size	0.09 acres (3,920 sqft)
Owner	2 Company Names on File
Last Sale	$900,000 (Mar 2020)
Tax Bill	$15,910 (2026)
Deeds & Mortgages	Sep 2025 Transfer Mar 2020 Sale & Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`551400 146-18-4-34`

Property Details

APN / Parcel Number

Primary APN	`551400 146-18-4-34`
Alternative APN	`140014601800040340000000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,035 sqft Living Area
1st Floor Area	1,034 sqft
2nd Floor Area	1,001 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1927
Effective Year Built	Effective 1927
Architectural Style	Colonial
Exterior Material	Stucco
Lot Area	3,920 sqft (0.09 acres)

Location & Zoning

Street Address	4 ELLSWORTH ST
City	RYE
State	NY
Zip	10580-2708
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R5
Legal Subdivision	FORD GARDENS
Legal Block	4
Legal Lot Number	34.000
Jurisdiction	WESTCHESTER NY
Township / Civil Division	RYE
Census Block Group	4
Census Block	4002
Census Tract	7600

Owner

4 Ellsworth St is owned by a company that acquired it in August 2025.

Source: Westchester County and Rye City records, as of October 21, 2026

Owner of Record	2 Company Names on File
Mailing Address	4 ELLSWORTH ST, RYE, NY 10580-2708
Owner Type	Company
Vesting	Life Tenant

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 8, 2025	Intrafamily Transfer, Transfer JUDICIAL TITLE INSURANCE AGENCY INC, JUDICIAL TITLE INS AGCY
Mar 13, 2020	Bargain and Sale Deed, Transfer · Conventional Mortgage CLIFFCO INC
Apr 28, 2018	Deed of Trust, Mortgage · Line of Credit JP MORGAN CHASE BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 13, 2020 · Amount on File
Deed Sale	Mar 13, 2020 · Amount on File
Prior Sale	Oct 3, 2012 · Amount on File
Deed Document Number	2020600423672
Last Transfer Date	Aug 14, 2025
Transfer Doc	0000003425
Record Updated	Oct 29, 2026

September 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WESTCHESTER NY
Recording Date	Sep 8, 2025
Property Address	4 ELLSWORTH ST, RYE, NY 10580-2708
Document Number	0652303425
Map Reference	MAP 2655
Instrument Date	Aug 19, 2025
Instrument	652303425
Transaction Type	Transfer
Record Updated	Oct 27, 2025
Title Company	JUDICIAL TITLE INSURANCE AGENCY INC, JUDICIAL TITLE INS AGCY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	4 ELLSWORTH ST, RYE, NY 10580-2708

March 2020: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	WESTCHESTER NY
Recording Date	Mar 13, 2020
Property Address	4 ELLSWORTH ST, RYE, NY 10580-2708
Document Number	0600423672
Map Reference	MAP 2655
Instrument Date	Feb 27, 2020
Instrument	600423672
Transaction Type	Transfer
Record Updated	May 6, 2022
Title Company	RIDGE ABSTRACT CORPPPPP

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,600.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4 ELLSWORTH ST, 4, RYE, NY 10580-2708

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	354 MIDLAND AVE, RYE, NY 10580-3831

Mortgage

Document Number	0600693393
Date	Mar 13, 2020
Instrument	600693393

Lender

Name	CLIFFCO INC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2050

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTCHESTER NY
Property Address	4 ELLSWORTH ST, RYE, NY 10580-2708
Document Number	0581303373
Instrument Date	Apr 28, 2018
Transaction Type	Mortgage
Record Updated	Oct 1, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4 ELLSWORTH ST RYE NY 105802708, RYE, NY 10580-2708

Mortgage

Document Number	0581303373
Date	May 10, 2018
Book Page	058130/003373

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 4 Ellsworth St was $15,910, down 2.3% from the year before.

Source: Westchester County and Rye City assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Westchester County
Municipality	Rye City
Unified School District	Rye City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$15,910.00 (-2.33%)
2025	$16,290.00	$12,550 (-) Land $3,600 Building $8,950	$1,063,560 (+6.78%) Land $305,085 Building $758,475
2024		$12,550 (-) Land $3,600 Building $8,950	$996,031 (+2.38%) Land $285,714 Building $710,317
2023		$12,550 Land $3,600 Building $8,950	$972,868 Land $279,070 Building $693,798

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4 Ellsworth St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 47 policies
Nearby Flood Policies	47 in force
Nearby Flood Claims	159 (1978–2023)
Claims Outside the SFHA	56 of 159
Most Recent Claim	Sep 2023 · Severe Storm And Flooding
Claims by Event	Hurricane Sandy, Oct 2012 · 24 claims Hurricane Irene, Sep 2011 · 21 claims Severe Storms And Inland And Coastal Flooding, Apr 2007 · 23 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4 Ellsworth St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW YORK, INC. RD-2 private · serves 57,301 people · EPA ID NY5903456
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 413 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	980 / 880

May also be available: T-Mobile.

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