4 Ellis Dr, Worcester, MA 01609 Property Records

Worcester County and Worcester City property record for 4 Ellis Dr, Worcester, MA 01609

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,251 sqft · built 1948
Lot Size	0.508 acres (22,117 sqft)
Owner	2 Individual Names on Record
Last Sale	$550,000 (Nov 2023)
Tax Bill	$6,854 (2026)
Deeds & Mortgages	Sep 2025 Mortgage Nov 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`43-01E-00075`

Property Details

APN / Parcel Number

Primary APN	`43-01E-00075`
Alternative APN	`WORC M:43 B:01E L:00075`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,251 sqft Living Area
Gross Area	5,393 sqft
1st Floor Area	1,807 sqft
Basement Area	1,252 sqft
Unfinished Basement	1,252 sqft

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Architectural Style	Cape Cod
Exterior Material	Combination
Construction Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	22,117 sqft (0.508 acres)
Garage Type	Basement

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Steam

Location & Zoning

Account Number	43-01E-00075
Street Address	4 ELLIS DR
City	WORCESTER
State	MA
Zip	01609-1423
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-10
Legal Block	1E
Legal Lot Number	75
Jurisdiction	WORCESTER MA
Township / Civil Division	WORCESTER
Census Block Group	3
Census Block	3002
Census Tract	730801

Owner

Source: Worcester County and Worcester City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4 ELLIS DR, WORCESTER, MA 01609-1423
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Sep 2, 2025	Deed of Trust, Mortgage GUILD MORTGAGE CO
Nov 17, 2023	Quit Claim Deed, Transfer · Stand-Alone First Mortgage GUILD MORTGAGE CO
Sep 22, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance FAIRWAY INDEPENDENT MORTGAGE CORP
Sep 27, 2019	Quit Claim Deed, Transfer · Conventional with PMI FAIRWAY INDEPENDENT MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 17, 2023 · Amount on Record
Deed Sale	Nov 17, 2023 · Amount on Record
Prior Sale	Sep 27, 2019 · Amount on Record
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MA
Property Address	4 ELLIS DR, WORCESTER, MA 01609-1423
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000124953
Date	Sep 2, 2025
Instrument	124953

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

November 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WORCESTER MA
Recording Date	Nov 17, 2023
Property Address	4 ELLIS DR, WORCESTER, MA 01609-1423
Document Number	0000122563
Instrument Date	Nov 17, 2023
Instrument	122563
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4 ELLIS DR, WORCESTER, MA 01609-1423

Mortgage

Document Number	0000122564
Date	Nov 17, 2023
Instrument	122564

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MA
Property Address	4 ELLIS DR, WORCESTER, MA 01609-1423
Transaction Type	Mortgage
Record Updated	Jun 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000116519
Date	Sep 22, 2020
Instrument	116519

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

September 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WORCESTER MA
Recording Date	Sep 27, 2019
Property Address	4 ELLIS DR, WORCESTER, MA 01609-1423
Document Number	0000114801
Instrument Date	Jul 5, 2019
Instrument	114801
Transaction Type	Transfer
Record Updated	Oct 15, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,655.28
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 ELLIS DR WORCESTER MA 016091423, WORCESTER, MA 01609-1423

Mortgage

Document Number	114802
Date	Sep 27, 2019
Instrument	114802

Lender

Name	FAIRWAY INDEPENDENT MTG
Type	Mortgage Company

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Sep 26, 2049

Tax Assessment & Valuation

Source: Worcester County and Worcester City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
Municipality	Worcester City
Unified School District	Worcester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,854.00 (+1.96%)	$516,100 (+1.28%) Land $126,100 Building $390,000	$617,318 (+9.28%)
2025	$6,722.00 (+6.34%)	$509,600 (+15.61%) Land $119,600 Building $390,000	$564,870 (+10.52%)
2024			$511,100
2023	$6,321.00	$440,800 Land $104,000 Building $336,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2021)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WORCESTER DPWP, WATER SUPPLY DIVISION serves 206,518 people · EPA ID MA2348000
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 440 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile, Xfinity.

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