Newport City property record for 4 Ella Ter, Newport, RI 02840
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 3,903 sqft · built 1973 |
| Lot Size | 0.517 acres (22,499 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,535,000 (Mar 2000) |
| Tax Bill | $45,424 (2025) |
| Deeds & Mortgages | Apr 2021 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | R08935 |
| Primary APN | R08935 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 3,903 sqft Living Area |
| Gross Area | 7,109 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1993 |
| Architectural Style | Cottage |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 22,499 sqft (0.517 acres) |
| Garage Type | Attached |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Account Number | R08935 |
|---|---|
| Street Address | 4 ELLA TER |
| City | NEWPORT |
| State | RI |
| Zip | 02840-3730 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R40A |
| Legal Block | 88 |
| Jurisdiction | NEWPORT RI |
| Township / Civil Division | NEWPORT |
| Census Block Group | 2 |
| Census Block | 2077 |
| Census Tract | 40900 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Ocean Drive Historic District listed 1976 · 53 contributing resources · National Historic Landmark (designated 1976) · NRIS 76000048 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
4 Ella Ter is owned and occupied by two individuals who bought it in March 2000.
Source: Newport City records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4 ELLA TER, NEWPORT, RI 02840-3730 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 31, 2000 · Amount on File |
| Deed Sale | Mar 31, 2000 · Amount on File |
| Deed Book / Page | 921 / 107 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEWPORT RI |
| Property Address | 4 ELLA TER, NEWPORT, RI 02840-3730 |
| Transaction Type | Mortgage |
| Record Updated | May 20, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2992-93 |
|---|---|
| Date | Apr 21, 2021 |
| Book Page | 2992/93 |
| Instrument | 135779 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | May 1, 2046 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 4 Ella Ter was $45,424.
Source: Newport City assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| Municipality | Newport City |
| Unified School District | Newport School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $45,424.00 | $5,227,800 Land $2,970,000 Building $2,257,800 | $5,061,707 |
| 2023 | $34,348.00 (+3.22%) | $3,462,500 (-) Land $2,084,100 Building $1,378,400 | |
| 2022 | $33,275.00 | $3,462,500 Land $2,084,100 Building $1,378,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4 Ella Ter in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 125 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 153 units insured incl. 28 condo units |
| Nearby Flood Claims | 123 (1978–2025) |
| Claims Outside the SFHA | 19 of 123 |
| Most Recent Claim | May 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4 Ella Ter is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 91% of Rhode Island |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NEWPORT-CITY OF serves 42,155 people · EPA ID RI1592010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2022 |
| Lead | 4 ppb (2025–2027) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 72 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Fiber · Cable in parts of the area | 1,000 / 35 |
5G and 4G LTE (outdoors only)
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