Sussex County and Sparta Township property record for 4 Ella Rd, Sparta, NJ 07871
| Property Type | Single Family Home |
|---|---|
| Details | 2,785 sqft · built 1997 |
| Lot Size | 1.03 acres (44,867 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $337,000 (May 1998) |
| Tax Bill | $16,297 (2025) |
| Deeds & Mortgages | Aug 2021 Mortgage Oct 2019 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 18-09001-0000-00040 |
| Primary APN | 18-09001-0000-00040 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,785 sqft Living Area |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Architectural Style | Colonial |
| Lot Area | 44,867 sqft |
| Garage Type | Attached |
| Old Parcel Number | 180003600000000801 |
|---|---|
| Street Address | 4 ELLA RD |
| City | SPARTA |
| State | NJ |
| Zip | 07871-4018 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR |
| Legal Subdivision | TOWNSHIP/SPARTA |
| Legal Block | 9001 |
| Legal Lot Number | 40 |
| Jurisdiction | SUSSEX NJ |
| Township / Civil Division | SPARTA |
| Census Block Group | 1 |
| Census Block | 1025 |
| Census Tract | 373100 |
Source: Sussex County and Sparta Township records, as of July 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4 ELLA RD, SPARTA, NJ 07871-4018 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 24, 2021 | Deed of Trust, Mortgage · Conventional Mortgage AFFINITY FCU |
| Oct 5, 2019 | Deed of Trust, Mortgage · Conventional with PMI AFFINITY FCU |
| Nov 25, 2017 | Deed of Trust, Mortgage · Line of Credit AFFINITY FCU |
| Jan 18, 2017 | Grant Deed, Transfer · Conventional with PMI FIRST HOPE BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 5, 1998 · Amount on Record |
| Deed Sale | May 5, 1998 · Amount on Record |
| Prior Sale | Nov 1, 1996 · Amount on Record |
| Deed Document Number | 19988173 |
| Deed Book / Page | 2285 / 275 |
| Prior Transfer Date | Sep 30, 1997 |
| Prior Transfer Doc | 0000017100 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUSSEX NJ |
| Property Address | 4 ELLA RD, SPARTA, NJ 07871-4018 |
| Transaction Type | Mortgage |
| Record Updated | Aug 19, 2022 |
| Title Company | STEWART TITLE, STEWART TITLE GUARANTY CO |
| Name | Verified Name |
|---|
| Document Number | 0100140623 |
|---|---|
| Date | Aug 24, 2021 |
| Book Page | 10014/623 |
| Instrument | 20210824010260300 |
| Name | AFFINITY FCU |
|---|---|
| Type | Credit Union |
| Address | BASKING RIDGE, NJ 07920 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUSSEX NJ |
| Property Address | 4 ELLA RD, SPARTA, NJ 07871-4018 |
| Document Number | 0097490580 |
| Instrument Date | Oct 5, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2019 |
| Title Company | CLOSING PARTNER LLC |
| Name | Verified Name |
|---|---|
| Address | 4 ELLA RD SPARTA NJ 078714018, SPARTA, NJ 07871-4018 |
| Document Number | 0097490580 |
|---|---|
| Date | Oct 25, 2019 |
| Book Page | 009749/000580 |
| Instrument | 212430 |
| Name | AFFINITY FCU |
|---|---|
| Type | Credit Union |
| Address | BASKING RIDGE, NJ 07920 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 24, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUSSEX NJ |
| Property Address | 4 ELLA RD, SPARTA, NJ 07871-4018 |
| Document Number | 0095630902 |
| Book / Page | 009563 / 000902 |
| Instrument Date | Nov 25, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 23, 2018 |
| Title Company | STEWART TITLE |
| Name | Verified Name |
|---|---|
| Address | 4 ELLA RD SPARTA NJ 078714018, SPARTA, NJ 07871-4018 |
| Document Number | 0095630902 |
|---|---|
| Date | Dec 28, 2017 |
| Book Page | 009563/000902 |
| Instrument | 279860 |
| Name | AFFINITY FCU |
|---|---|
| Type | Credit Union |
| Address | BASKING RIDGE, NJ 07920-0621 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SUSSEX NJ |
| Recording Date | Jan 18, 2017 |
| Property Address | 4 ELLA RD, SPARTA, NJ 07871-4018 |
| Document Number | 0034150161 |
| Book / Page | 003415 / 000161 |
| Instrument Date | Nov 17, 2016 |
| Instrument | 14070 |
| Transaction Type | Transfer |
| Record Updated | Apr 26, 2017 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE INSURANCE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $330.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4 ELLA RD SPARTA NJ 078714018, SPARTA, NJ 07871-4018 |
| Document Number | 94660984 |
|---|---|
| Date | Jan 18, 2017 |
| Book Page | 009466/000984 |
| Instrument | 14080 |
| Name | FIRST HOPE BK |
|---|---|
| Type | Bank |
| Address | COLUMBIA, NJ 07832 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 17, 2047 |
Source: Sussex County and Sparta Township assessment roll, as of July 6, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Sussex County |
| County Subdivision | Sparta Township |
| Unified School District | Sparta Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $444,300 (-) Land $165,300 Building $279,000 | $444,300 (-) Land $165,300 Building $279,000 | |
| 2025 | $16,297.00 (+2.21%) | $444,300 (-) Land $165,300 Building $279,000 | $444,300 (-) Land $165,300 Building $279,000 |
| 2024 | $15,945.00 (+5.49%) | ||
| 2023 | $444,300 Land $165,300 Building $279,000 | $444,300 Land $165,300 Building $279,000 | |
| 2022 | $15,115.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 2, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (1989) |
| Most Recent Claim | Sep 1989 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Planet Networks Fiber | 10,000 / 10,000 |
| Brightspeed Fiber | 2,000 / 2,000 |
| Optimum Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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