4 Eliot Cir, Acton, MA 01720 Property Records

Middlesex County and Acton Town property record for 4 Eliot Cir, Acton, MA 01720

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 1,344 sqft · built 1971
Lot Size0.951 acres (41,404 sqft)
OwnerIndividual Name on Record
Last Sale$225,000 (Sep 1995)
Tax Bill$12,166 (2025)
Deeds & MortgagesDec 2022 Refinance
Jun 2017 Line of Credit
+ 3 more
Flood ZoneZone X (minimal risk)
APNACTO M:00E3 B:0095 L:0040

Property Details

APN / Parcel Number

Primary APNACTO M:00E3 B:0095 L:0040

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories1 Story
Building Area1,344 sqft Living Area
Gross Area2,973 sqft

Exterior

Year BuiltBuilt 1971
Effective Year BuiltEffective 1971
Architectural StyleRaised Ranch
Exterior MaterialWood Siding
Roof TypeGable
Roof MaterialAsphalt
Lot Area41,404 sqft (0.951 acres)

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas

Location & Zoning

Street Address4 ELIOT CIR
CityACTON
StateMA
Zip01720-3813
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal SubdivisionDEACON WW DAVIS FARM
Legal Block95
Legal Lot Number40
JurisdictionACTON MA
Township / Civil DivisionACTON
Census Block Group2
Census Block2014
Census Tract363103

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed AreaWithin Davis, Isaac, Trail
listed 1972 · 1 contributing resources · NRIS 72001347

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Middlesex County and Acton Town records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address4 ELIOT CIR, ACTON, MA 01720-3813
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 20, 2022Deed of Trust, Mortgage · Stand-Alone Refinance
I-C FCU
Jun 20, 2017Deed of Trust, Mortgage · Line of Credit
I-C FCU
Apr 25, 2019Deed of Trust, Mortgage · Line of Credit
I-C FCU
Jul 1, 2020Deed of Trust, Mortgage · Stand-Alone Refinance
AMERISAVE MORTGAGE CORP
Oct 9, 2020Deed of Trust, Mortgage · Balloon Mortgage
I-C FCU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 20, 1995 · Amount on Record
Deed SaleSep 20, 1995 · Amount on Record
Prior SaleFeb 16, 1993 · Amount on Record
Transfer Doc59472-352
Record UpdatedSep 20, 2026

December 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionACTON MA
Property Address4 ELIOT CIR, ACTON, MA 01720-3813
Transaction TypeMortgage
Record UpdatedJan 6, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number081083-365
DateDec 20, 2022
Book Page81083/365
Instrument184713
Lender
NameI-C FCU
TypeCredit Union
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term289 Months
DueJan 1, 2047

June 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionACTON MA
Property Address4 ELIOT CIR, ACTON, MA 01720-3813
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number69461-314
DateJun 20, 2017
Book Page69461/314
Instrument93105
Lender
NameI-C FCU
TypeCredit Union
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueJun 1, 2042

April 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionACTON MA
Property Address4 ELIOT CIR, ACTON, MA 01720-3813
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number72501-487
DateApr 25, 2019
Book Page72501/487
Instrument51626
Lender
NameI-C FCU
TypeCredit Union
Agreement
TypeLine of Credit
AmountAmount Recorded
Term241 Months
DueMay 1, 2039

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionACTON MA
Property Address4 ELIOT CIR, ACTON, MA 01720-3813
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number75030-1
DateJul 1, 2020
Book Page75030/1
Instrument105648
Lender
NameAMERISAVE MORTGAGE CORP
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueAug 1, 2050

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionACTON MA
Property Address4 ELIOT CIR, ACTON, MA 01720-3813
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number75848-57
DateOct 9, 2020
Book Page75848/57
Instrument183159
Lender
NameI-C FCU
TypeCredit Union
Agreement
TypeBalloon Mortgage
AmountAmount Recorded
Term301 Months
DueNov 1, 2045

Tax Assessment & Valuation

Source: Middlesex County and Acton Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
County SubdivisionActon Town
Unified School DistrictActon-Boxborough Regional School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$12,166.00 (+3.97%)$709,400 (+1.07%) Land $359,400 Building $350,000$798,950 (-2.98%)
2024$11,701.00 (+2%)$701,900 (+7.44%) Land $359,400 Building $342,500$823,460
2023$11,472.00$653,300 Land $326,700 Building $326,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force
Nearby Flood Claims2 (1979–2010)
Claims Outside the SFHA2 of 2
Most Recent ClaimMar 2010 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemACTON WATER SUPPLY DISTRICT
serves 21,285 people · EPA ID MA2002000
Water SourceGroundwater influenced by surface water
Last State InspectionOct 2024
Lead4 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting22
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 225 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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