4 Elderkin St, Potsdam, NY 13676 Property Records

St. Lawrence County and Potsdam Town property record for 4 Elderkin St, Potsdam, NY 13676

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 2,066 sqft · built 1920
Lot Size	0.15 acres (6,534 sqft)
Owner	2 Individual Names on Record
Last Sale	$175,000 (Jan 2023)
Tax Bill	$7,401 (2026)
Deeds & Mortgages	Jan 2023 Mortgage Jan 2023 Sale & Mortgage + 1 more
APN	`407403 64.058-3-8`

Property Details

APN / Parcel Number

Primary APN	`407403 64.058-3-8`
Alternative APN	`740306405800030080000000`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,066 sqft Living Area
1st Floor Area	1,182 sqft
2nd Floor Area	884 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	6,534 sqft (0.15 acres)
Lot Dimensions	117 ft deep x 55 ft wide
Garage Type	Detached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio
Porch Area	137 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	407403 64.058-3-8
Street Address	4 ELDERKIN ST
City	POTSDAM
State	NY
Zip	13676-1117
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	88SP53000
Legal Block	3
Legal Lot Number	8.000
Jurisdiction	ST LAWRENCE NY
Township / Civil Division	POTSDAM
Census Block Group	5
Census Block	5007
Census Tract	490900

Owner

Source: St. Lawrence County and Potsdam Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	59 MIDDLE RD, LAKE GEORGE, NY 12845-7402
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 3, 2023	Deed of Trust, Mortgage · Conventional Mortgage NBT BANK NATIONAL ASSOCIATION
Jan 3, 2023	Deed, Transfer · Conventional Mortgage NBT BANK NATIONAL ASSOCIATION
Apr 30, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 3, 2023 · Amount on Record
Deed Sale	Jan 3, 2023 · Amount on Record
Deed Document Number	202363
Prior Transfer Date	Apr 10, 2019
Prior Transfer Doc	0000005007
Record Updated	Oct 29, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LAWRENCE NY
Property Address	4 ELDERKIN ST, POTSDAM, NY 13676-1117
Transaction Type	Mortgage
Record Updated	Feb 16, 2026
Title Company	COUNTY LAND AND TITLE, COMMUNITY TITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	59 MIDDLE RD, LAKE GEORGE, NY 12845-7402

Mortgage

Document Number	0000000064
Date	Jan 3, 2023
Instrument	R-2023-00000064

Lender

Name	NBT BANK NATIONAL ASSOCIATION
Type	Bank
Address	NORWICH, NY 13815

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2053

January 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	ST LAWRENCE NY
Recording Date	Jan 3, 2023
Property Address	4 ELDERKIN ST, POTSDAM, NY 13676-1117
Document Number	0000000063
Instrument Date	Nov 22, 2022
Instrument	R-2023-00000063
Transaction Type	Transfer
Record Updated	Feb 17, 2026
Title Company	COUNTY LAND AND TITLE, COMMUNITY TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$700.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4 ELDERKIN ST, POTSDAM, NY 13676-1117

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	59 MIDDLE RD, LAKE GEORGE, NY 12845-7402

Mortgage

Document Number	0000000064
Date	Jan 3, 2023
Instrument	R-2023-00000064

Lender

Name	NBT BANK NATIONAL ASSOCIATION
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2053

April 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST LAWRENCE NY
Recording Date	Apr 30, 2019
Property Address	4 ELDERKIN ST, POTSDAM, NY 13676-1117
Document Number	0000005007
Instrument Date	Apr 10, 2019
Instrument	5007
Transaction Type	Transfer
Record Updated	Jan 14, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Irrevocable Trust
Address	4 ELDERKIN ST POTSDAM NY 136761117, POTSDAM, NY 13676-1117

Tax Assessment & Valuation

Source: St. Lawrence County and Potsdam Town assessment roll, as of May 12, 2026

Property Jurisdictions

Type	Name
State	New York
County	St. Lawrence County
County Subdivision	Potsdam Town
Municipality	Potsdam Village
Unified School District	Potsdam Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,401.00 (+36.7%)
2025	$5,414.00 (+1.31%)	$181,000 (+99.78%) Land $12,000 Building $169,000	$181,000 (+37.85%) Land $12,000 Building $169,000
2024	$5,344.00	$90,600 (-) Land $6,100 Building $84,500	$131,304 (+7.25%) Land $8,841 Building $122,463
2023		$90,600 Land $6,100 Building $84,500	$122,432 Land $8,243 Building $114,189

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	POTSDAM VILLAGE serves 8,312 people · EPA ID NY4404397
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 320 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
SLICFiber Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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