4 Elder St, Milford, CT 06460 Property Records

Milford City property record for 4 Elder St, Milford, CT 06460

Property Summary

Property TypeDuplex
Details3 bd · 3 ba · 2,074 sqft · built 1952
Lot Size0.18 acres (7,841 sqft)
Owner2 Individual Names on Record
Last Sale$174,000 (Dec 1999)
Tax Bill$8,647 (2025)
Deeds & MortgagesDec 2017 Line of Credit
Flood ZoneZone X (minimal risk)
APNMILF M:35 B:421 L:16

Property Details

APN / Parcel Number

Primary APNMILF M:35 B:421 L:16
Alternative APNs
  • M:00035 B:00421 L:000016
  • MLFD M:35 B:421 L:16
  • 8205

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms7 Rooms
Units2 Units
Stories2 Stories
Building Area2,074 sqft Living Area
Gross Area3,734 sqft
1st Floor Area1,378 sqft
Basement Area928 sqft
Unfinished Basement928 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1952
Effective Year BuiltEffective 1952
Architectural StyleOther
Exterior MaterialWood Siding
Roof TypeGable
Roof MaterialAsphalt
Lot Area7,841 sqft (0.18 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number8205
Street Address4 ELDER ST
CityMILFORD
StateCT
Zip06460-6417
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning CodeR5
Legal Subdivision167 CEDAR ST
Legal Block421
Legal Lot Number16
JurisdictionMILFORD CT
Township / Civil DivisionMILFORD
Census Block Group2
Census Block2011
Census Tract150100

Owner

Source: Milford City records, as of September 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address4 ELDER ST, MILFORD, CT 06460-6417
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 1, 1999 · Amount on Record
Deed SaleDec 1, 1999 · Amount on Record
Prior SaleAug 21, 1992 · Amount on Record
Deed Book / Page2384 / 285
Record UpdatedOct 29, 2026

December 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMILFORD CT
Property Address4 ELDER ST, MILFORD, CT 06460-6417
Document Number3763-404
Book / Page003763 / 000404
Instrument DateDec 18, 2017
Transaction TypeMortgage
Record UpdatedJan 16, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address4 ELDER ST MILFORD CT 064606417, MILFORD, CT 06460-6417

Mortgage

Document Number3763-404
DateDec 29, 2017
Book Page003763/000404
Instrument584745
Lender
NameNORWICH COM'L
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueDec 28, 2037
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Milford City assessment roll, as of September 25, 2026

Property Jurisdictions

TypeName
StateConnecticut
County Subdivision / Consolidated CityMilford City
Unified School DistrictMilford School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$8,647.00$292,620 (-) Land $125,360 Building $167,260$418,029 Land $179,086 Building $238,943
2024$8,647.00 (+8.77%)
2023$7,950.00$292,620 Land $125,360 Building $167,260

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 25, 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemREGIONAL WATER AUTHORITY
serves 418,900 people · EPA ID CT0930011
Water SourceSurface water
Last State InspectionJun 2024
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 153 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Frontier
Fiber
7,000 / 7,000
Xfinity
Fiber
2,000 / 2,000
Verizon
Fixed Wireless
300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Elder St

Nearby Streets

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