4 el Monte Ln, Key West, FL 33040 Property Records

Monroe County property record for 4 el Monte Ln, Key West, FL 33040

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 1,032 sqft · built 1974
Lot Size	0.073 acres (3,200 sqft)
Owner	Individual Name on File
Last Sale	$215,000 (Feb 2021)
Tax Bill	$2,949 (2024)
Deeds & Mortgages	Feb 2021 Sale
Flood Zone	Zone AE (high risk)
APN	`00157450-000000`

Property Details

APN / Parcel Number

Primary APN	`00157450-000000`
Alternative APNs	`21672600157450000000` `1203041`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,032 sqft Living Area
1st Floor Area	1,032 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1974
Effective Year Built	Effective 2002
Exterior Material	Metal
Construction Type	Wood
Foundation Type	Block
Roof Type	Flat
Roof Material	Metal
Lot Area	3,200 sqft (0.073 acres)
Lot Dimensions	80 ft deep x 40 ft wide

Exterior Amenities

Porch	Open Porch
Porch Area	117 sqft
Deck Area	30 sqft
Patio Area	30 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Account Number	1203041
Old Parcel Number	21672600157450000000
Street Address	4 EL MONTE LN
City	KEY WEST
State	FL
Zip	33040-5416
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	BK 4 LT 27 GULFREST PARK PLAT 2 BIG COPPITT KEY PB4-157 OR444-444 OR499-274 OR759-1196 OR1042-1782 OR1598-249 OR2002-1162/63
Legal Range	26E
Legal Township	67S
Legal Section	21
Legal Subdivision	GULFREST PARK #2
Legal Block	4
Legal Lot Number	27
Jurisdiction	MONROE FL
Township / Civil Division	KEY WEST
Census Block Group	3
Census Block	3014
Census Tract	971700

Owner

4 el Monte Ln, a mobile home, is owned and occupied by an individual who bought it in February 2021.

Source: Monroe County records, as of December 5, 2025

Owner of Record	Individual Name on File
Mailing Address	4 EL MONTE LN, KEY WEST, FL 33040-5416
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 5, 2021 · Amount on File
Deed Sale	Feb 5, 2021 · Amount on File
Prior Sale	Jan 22, 2016 · Amount on File
Deed Document Number	2302890
Deed Book / Page	3074 / 179
Record Updated	Jun 8, 2026

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Feb 5, 2021
Property Address	4 EL MONTE LN, KEY WEST, FL 33040-5416
Document Number	0030740179
Book / Page	3074 / 179
Map Reference	MB 4 PG 157
Instrument Date	Feb 5, 2021
Instrument	2302890
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Tax	$1,505.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	100 PEARSON LN, 100, BLACK MOUNTAIN, NC 28711-3725

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19482 CANAL DR, SUGARLOAF KEY, FL 33042-3113

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$272,933 Land $219,240 Building $53,693	$272,933 Land $219,240 Building $53,693
2024	$2,949.00 (+1.13%)
2023	$2,916.00 (+16.36%)	$309,837 (+47.04%) Land $264,600 Building $45,237	$309,837 (+47.04%) Land $264,600 Building $45,237
2022	$2,506.00	$210,723 Land $165,480 Building $45,243	$210,723 Land $165,480 Building $45,243

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4 el Monte Ln in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	10.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 233 individual policies
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	272 units insured incl. 39 condo units
Nearby Flood Claims	287 (1980–2022)
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Irma, Sep 2017 · 49 claims Hurricane Wilma, Oct 2005 · 166 claims Hurricane Georges, Oct 1998 · 50 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4 el Monte Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 168 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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