4 Efford Ct, Williamsburg, VA 23188 Property Records

James City County property record for 4 Efford Ct, Williamsburg, VA 23188

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,941 sqft · built 1985
Lot Size0.621 acres (27,051 sqft)
Owner2 Individual Names on Record
Last Sale$365,000 (Oct 2019)
Tax Bill$3,793 (2025)
Deeds & MortgagesOct 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN31-4 02-D-0020

Property Details

APN / Parcel Number

Primary APN31-4 02-D-0020
Alternative APN
  • 10022

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms10 Rooms
Stories1 Story
Building Area2,941 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 1985
Exterior MaterialWood Siding
Foundation TypeNo Foundation
Roof MaterialComposition Shingle
Lot Area27,051 sqft (0.621 acres)
Garage TypeAttached
Garage Area484 sqft
Parking Spaces2 Parking Spaces
Deck Area216 sqft
Patio Area216 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number10022
Street Address4 EFFORD CT
CityWILLIAMSBURG
StateVA
Zip23188-6340
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR4 RESIDEN
Legal DescriptionL-20 S-1 BLK-D MIDDLE PLANTATION
Legal SubdivisionFORDS COLONY
Legal BlockD
Legal Lot Number20
JurisdictionJAMES CITY VA
Township / Civil DivisionPOWHATAN
Census Block Group3
Census Block3001
Census Tract80207

Owner

Source: James City County records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address4 EFFORD CT, WILLIAMSBURG, VA 23188-6340
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 3, 2019 · Amount on Record
Deed SaleOct 3, 2019 · Amount on Record
Deed Document Number201914232
Record UpdatedSep 20, 2026

October 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionJAMES CITY VA
Recording DateOct 3, 2019
Property Address4 EFFORD CT, WILLIAMSBURG, VA 23188-6340
Document Number0000014232
Instrument DateSep 27, 2019
Instrument14232
Transaction TypeTransfer
Record UpdatedNov 5, 2019
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4 EFFORD CT WILLIAMSBURG VA 231886340, WILLIAMSBURG, VA 23188-6340

Mortgage

Document Number14233
DateOct 3, 2019
Instrument14233
Lender
NameC&F MTG
TypeMortgage Company
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueOct 2, 2049
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: James City County assessment roll, as of October 14, 2025

Property Jurisdictions

TypeName
StateVirginia
CountyJames City County
Unified School DistrictJames City County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,793.00 (+6.4%)$457,100 (+22.22%) Land $120,500 Building $336,600$457,100 (+22.22%) Land $120,500 Building $336,600
2024$3,565.00 (+14.85%)
2023$3,104.00$374,000 Land $69,300 Building $304,700$374,000 Land $69,300 Building $304,700
2022$3,104.00 (+28%)
2019$2,425.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 27, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 34 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies34 in force
Nearby Flood Claims1 (2021)
Claims Outside the SFHA1 of 1
Most Recent ClaimMar 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.03% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemJCSA - CENTRAL SYSTEM
serves 57,726 people · EPA ID VA3095490
Water SourceGroundwater
Last State InspectionNov 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 165 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Glo Fiber
Fiber
8,000 / 8,000
Cox Communications
Cable
2,000 / 100
T-Mobile
Fixed Wireless
100 / 20

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