4 Eckstine Ct, Smithsburg, MD 21783 Property Records

Washington County property record for 4 Eckstine Ct, Smithsburg, MD 21783 · Last verified August 2026

Property Highlights

Property Type	Residential > Condominium / Townhouse > Townhouse
Bathrooms	2 Baths
Year Built	Built 2004
Square Footage	1,560 sqft Total Area
Lot Size	4,195 sqft (0.096 acres)
Garage	Attached, 228 sqft
Occupancy	Owner Occupied
Last Sale	$229,590 (2004)
Tax Bill	$2,418.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`07-035764`
Alternative APN	`035764`

Interior

Full Baths	2 Baths
Building Area	1,560 sqft Total Area
Basement Area	925 sqft Basement
Finished Basement	925 sqft Finished
Stories	1 Stories

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Townhouse Style
Exterior Material	Brick Exterior
Roof Material	Composition Shingle Roof
Lot Area	4,195 sqft (0.096 acres)
Parking Spaces	1 Parking Spaces
Garage Type	Attached Garage
Garage Area	228 sqft Garage
Deck Area	196 sqft Deck
Porch Area	25 sqft Porch

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Heat Pump Heating

Location & Zoning

Account Number	035764
Street Address	4 ECKSTINE CT
City	SMITHSBURG
State	MD
Zip	21783-2106
Property Usage	Residential Property Usage
Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	LOT 31 0.096 ACRE 4 ECKSTINE CT MOUNTAIN SHADOWS
Legal Subdivision	MOUNTAIN SHADOWS
Legal Lot Number	31
Jurisdiction	WASHINGTON MD
Minor Civil Division	7, SMITHSBURG
Census Blockgroup	4
Census Block	4000
Census Tract	11301

Owner

Source: Washington County records · APN 07-035764

Assessment roll updated August 4, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	4 ECKSTINE CT, SMITHSBURG, MD 21783-2106
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 15, 2004 · Amount on Record
Deed Sale	Oct 15, 2004 · Amount on Record
Deed Doc Number	2004201578
Deed Book / Page	2467 / 684
Record Refreshed	Sep 20, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON MD
Property Address	4 ECKSTINE CT, SMITHSBURG, MD 21783-2106
Transaction Type	Mortgage
Record Updated	Dec 23, 2022
Title Company	MARYLAND TITLE CENTER LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 ECKSTINE CT, SMITHSBURG, MD 21783-2106

Mortgage

Document Number	0071570473
Date	Dec 13, 2022
Book Page	7157/473

Lender

Name	FIRST UNITED BANK & TRUST
Type	Bank
Address	OAKLAND, MD 21550

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	745 Months
Due	Jan 01, 2085

Interest

Rate Type	Adjustable Rate
Rate	5.5%
Adjustable	Document includes a rider for adjustable-rate mortgage with a specific rate change date.
Type Change Date	Jan 01, 2033
Change Frequency	Annually
Min Rate At Change	3.5%
Max Rate At Change	7.5%
Index	1-Year CMT
Margin	3
Max Rate	11.5%

Tax Assessment & Valuation

Source: Washington County records · Assessment roll updated August 4, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Washington County
Municipality	Smithsburg Town
Unified School District	Washington County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$288,767 (+6.78%)	$307,100 (-) Land $50,000 Building $257,100
2025	$2,418.00 (+8.92%) Homeowner's exemption	$270,433 (+11.44%)	$307,100 (+21.82%) Land $50,000 Building $257,100
2023	$2,220.00	$242,667	$252,100 Land $50,000 Building $202,100

Flood & Wildfire

4 Eckstine Ct is in FEMA Zone X, outside the Special Flood Hazard Area, with indirect wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Washington County (24043C), updated August 14, 2017

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Low 20th percentile of exposed land nationally · 41st in Maryland
Wildfire Likelihood	Low — about 1 in 5,556 per year
Exposure	Indirect within ember reach of burnable land · adjoins burnable vegetation

Values are read at the parcel center point; lenders make the official flood determination.