Essex County and Gloucester City property record for 4 Echo Ave, Gloucester, MA 01930 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2 Baths |
| Architecture Style | Cape Cod |
| Year Built | Built 1931 |
| Square Footage | 1,685 sqft Living Area |
| Lot Size | 4,500 sqft (0.103 acres) |
| Last Sale | $900,000 (2025) |
| Tax Bill | $6,455.00 (2025) |
| Primary APN | GLOU M:0109 B:0068 L:0000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Partial Baths | 2 Partial Baths |
| Building Area | 1,685 sqft Living Area |
| Gross Area | 3,435 sqft Gross Area |
| 1st Floor | 1,022 sqft 1st Floor |
| Basement Area | 782 sqft Basement |
| Unfinished Basement | 782 sqft Unfinished |
| Stories | 2 Stories |
| Year Built | Built 1931 |
|---|---|
| Effective Year Built | Effective 1931 |
| Architectural Style | Cape Cod Style |
| Exterior Material | Wood Siding Exterior |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 4,500 sqft (0.103 acres) |
| Deck Area | Deck Area |
| Heating System | Hot Water Heating |
|---|---|
| Heating Fuel | Oil Heating Fuel |
| Street Address | 4 ECHO AVE |
|---|---|
| City | GLOUCESTER |
| State | MA |
| Zip | 01930-1825 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Subdivision | CONIFER HILL EXEC CON |
| Legal Block | 68 |
| Jurisdiction | GLOUCESTER MA |
| Minor Civil Division | GLOUCESTER |
| Census Blockgroup | 2 |
| Census Block | 2036 |
| Census Tract | 221100 |
Source: Essex County and Gloucester City records · APN GLOU M:0109 B:0068 L:0000
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 46 ECHO AVE, GLOUCESTER, MA 01930-1825 |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Tenant By Entirety |
| Date | Document |
|---|---|
| Jan 02, 2026 | Deed of Trust, Mortgage · Conventional Mortgage TD BANK NA |
| May 15, 2025 | Quit Claim Arm's Length for NE States, Transfer · Stand Alone First Mortgage SALEM FIVE MORTGAGE CORP |
| Jul 30, 2021 | Quit Claim Arm's Length for NE States, Transfer · Stand Alone First Mortgage WELLS FARGO BANK NA |
| Aug 27, 2018 | Quit Claim Arm's Length for NE States, Transfer · Adjustable Rate Mortgage (ARM) BOSTON PRIVATE BANK & TRUST |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 15, 2025 · Amount on Record |
| Deed Sale | May 15, 2025 · Amount on Record |
| Prior Sale | Jul 30, 2021 · Amount on Record |
| Deed Book / Page | 42715 / 359 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GLOUCESTER MA |
| Property Address | 4 ECHO AVE, GLOUCESTER, MA 01930-1825 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|
| Document Number | 043160-494 |
|---|---|
| Date | Jan 02, 2026 |
| Book Page | 43160/494 |
| Instrument | 20260102000230 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 349 Months |
| Due | Feb 01, 2055 |
| Document Type | Quit Claim Arm's Length for NE States |
|---|---|
| Jurisdiction | GLOUCESTER MA |
| Recording Date | May 15, 2025 |
| Property Address | 4 ECHO AVE, GLOUCESTER, MA 01930-1825 |
| Document Number | 042715-359 |
| Book / Page | 42715 / 359 |
| Instrument Date | May 15, 2025 |
| Instrument | 20250515000540 |
| Transaction Type | Transfer |
| Record Updated | Nov 19, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | 46 ECHO AVE, GLOUCESTER, MA 01930-1825 |
| Document Number | 20250515000550 |
|---|---|
| Date | May 15, 2025 |
| Instrument | 20250515000550 |
| Name | SALEM FIVE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Stand Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.88% |
| Type Change Date | Jun 01, 2032 |
| Max Rate At Change | 2.87% |
| Index | 1-Year CMT |
| Document Type | Quit Claim Arm's Length for NE States |
|---|---|
| Jurisdiction | GLOUCESTER MA |
| Recording Date | Jul 30, 2021 |
| Property Address | 4 ECHO AVE, GLOUCESTER, MA 01930-1825 |
| Document Number | 040133-541 |
| Book / Page | 40133 / 541 |
| Instrument Date | Jul 30, 2021 |
| Instrument | 20210730007200 |
| Transaction Type | Transfer |
| Record Updated | Jan 17, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 46 ECHO AVE, GLOUCESTER, MA 01930-1825 |
| Document Number | 210730007210 |
|---|---|
| Date | Jul 30, 2021 |
| Instrument | 210730007210 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Stand Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Quit Claim Arm's Length for NE States |
|---|---|
| Jurisdiction | GLOUCESTER MA |
| Recording Date | Aug 27, 2018 |
| Property Address | 4 ECHO AVE, GLOUCESTER, MA 01930-1825 |
| Document Number | 036966-472 |
| Book / Page | 36966 / 472 |
| Instrument | 180827003430 |
| Transaction Type | Transfer |
| Record Updated | Jan 17, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $52.41 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0369660475 |
|---|---|
| Date | Aug 27, 2018 |
| Instrument | 36966/0475 |
| Name | BOSTON PRIVATE BANK & TRUST |
|---|---|
| Type | Bank |
| Type | Adjustable Rate Mortgage (ARM) |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 27, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4% |
| Max Rate At Change | 90.1% |
| Max Rate | 2.25% |
Source: Essex County and Gloucester City records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| Municipality | Gloucester City |
| Unified School District | Gloucester School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,455.00 (-1.42%) | $664,100 (-1.32%) Land $146,100 Building $518,000 | $745,275 |
| 2024 | $6,548.00 (+3.28%) | $673,000 (+12.41%) Land $139,200 Building $533,800 | |
| 2023 | $6,340.00 | $598,700 Land $124,300 Building $474,400 |
Source: FEMA National Flood Hazard Layer, Essex County (25009C), updated July 10, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Low above 20% of the US · above 58% of Massachusetts |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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