4 Ebb Tide Ct, Berlin, MD 21811 Property Records

Worcester County property record for 4 Ebb Tide Ct, Berlin, MD 21811

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,914 sqft · built 1984
Lot Size	0.26 acres (11,331 sqft)
Owner	2 Individual Names on Record
Last Sale	$629,900 (May 2026)
Tax Bill	$4,920 (2026)
Deeds & Mortgages	May 2026 Sale & Mortgage Sep 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-113884`

Property Details

APN / Parcel Number

Primary APN	`03-113884`
Alternative APN	`113884`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,914 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	11,331 sqft (0.26 acres)
View / Lot	Waterfront
Garage Type	Attached
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Slab
Porch Area	215 sqft
Deck Area	185 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	113884
Street Address	4 EBB TIDE CT
City	BERLIN
State	MD
Zip	21811-1746
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	LOT C-14C-132 EBB TIDE CT OCEAN PINES SEC 14C II
Legal Subdivision	OCEAN PINES SEC 14C
Legal Lot Number	132
Jurisdiction	WORCESTER MD
Township / Civil Division	6, NORTHERN
Census Block Group	2
Census Block	2002
Census Tract	951102

Owner

Source: Worcester County records, as of October 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	637 ANNETTE DR, YORK, PA 17403-9588
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
May 27, 2026	Deed, Transfer · Conventional Mortgage RADIUS FINANCIAL GROUP INC
Sep 22, 2022	Deed of Trust, Mortgage · Line of Credit HEBRON SAVINGS BANK
Jul 25, 2019	Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 27, 2026 · Amount on Record
Deed Sale	May 27, 2026 · Amount on Record
Prior Sale	Jul 25, 2019 · Amount on Record
Deed Book / Page	9155 / 385
Record Updated	Oct 29, 2026

May 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	WORCESTER MD
Recording Date	May 27, 2026
Property Address	4 EBB TIDE CT, BERLIN, MD 21811-1746
Document Number	9155000385
Book / Page	9155 / 385
Instrument Date	Apr 30, 2026
Transaction Type	Transfer
Record Updated	Jun 3, 2026
Title Company	ENDEAVOR TITLE LLC, ENDEAVOR TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$63,619.90
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	637 ANNETTE DR, YORK, PA 17403-9588

Mortgage

Document Number	9155000391,
Date	May 27, 2026
Book Page	9155/391

Lender

Name	RADIUS FINANCIAL GROUP INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MD
Property Address	4 EBB TIDE CT, OCEAN PINES, MD 21811-1746
Transaction Type	Mortgage
Record Updated	Oct 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 EBB TIDE CT, BERLIN, MD 21811-1746

Mortgage

Document Number	0084620369
Date	Sep 22, 2022
Book Page	8462/369

Lender

Name	HEBRON SAVINGS BANK
Type	Bank
Address	HEBRON, MD 21830

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Sep 13, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	WORCESTER MD
Recording Date	Jul 25, 2019
Property Address	4 EBB TIDE CT, OCEAN PINES, MD 21811-1746
Document Number	0074600433
Book / Page	7460 / 433
Map Reference	MB FWH 69 FO 31
Instrument Date	Jul 18, 2019
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	DBA REAL ESTATE T&E

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4 EBBTIDE CT, OCEAN PINES, MD 21811-1746

Mortgage

Document Number	0007460437
Date	Jul 25, 2019
Instrument	7460/437

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2049

Tax Assessment & Valuation

Source: Worcester County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Worcester County
Unified School District	Worcester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,920.00 (+11.82%)	$533,033 (+11.8%)	$589,300 (-) Land $320,600 Building $268,700
2025	$4,400.00 (+14.79%)	$476,767 (+19.03%)	$589,300 (+40.14%) Land $320,600 Building $268,700
2023	$3,833.00	$400,533	$420,500 Land $220,600 Building $199,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 341 individual policies
Nearby Flood Policies	435 units insured incl. 94 condo units
Nearby Flood Claims	3 (2003–2024)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Aug 2024 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCEAN PINES serves 11,890 people · EPA ID MD0230005
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 198 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50

May also be available: Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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