Jackson County property record for 4 Eagle Ridge Rd, Sapphire, NC 28774
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,514 sqft · built 1999 |
| Lot Size | 0.19 acres (8,276 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $450,000 (Apr 2022) |
| Tax Bill | $2,181 (2025) |
| Deeds & Mortgages | Apr 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 7592-65-4918 |
| Primary APN | 7592-65-4918 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,514 sqft Heated Area |
| 1st Floor Area | 1,034 sqft |
| Upper Floors Area | 480 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Wood Truss |
| Roof Material | Wood Shingle |
| Lot Area | 8,276 sqft (0.19 acres) |
| Porch | Patio |
|---|---|
| Porch Area | 200 sqft |
| Deck Area | 80 sqft |
| Patio Area | 540 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Septic |
| Street Address | 4 EAGLE RIDGE RD |
|---|---|
| City | SAPPHIRE |
| State | NC |
| Zip | 28774 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 113 UN 14 HOLLY FOREST |
| Legal Subdivision | HOLLY FOREST |
| Legal Lot Number | 113 |
| Jurisdiction | JACKSON NC |
| Township / Civil Division | CASHIERS |
| Census Block Group | 1 |
| Census Block | 1077 |
| Census Tract | 950900 |
Source: Jackson County records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 13797 SHERRE CIR, MALAKOFF, TX 75148-4133 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 8, 2022 · Amount on Record |
| Deed Sale | Apr 8, 2022 · Amount on Record |
| Prior Sale | Jul 2, 2008 · Amount on Record |
| Deed Book / Page | 2331 / 1298 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JACKSON NC |
| Recording Date | Apr 8, 2022 |
| Property Address | 4 EAGLE RIDGE RD, SAPPHIRE, NC 28774 |
| Document Number | 0023311298 |
| Book / Page | 2331 / 1298 |
| Map Reference | CAB 4 SL 720 |
| Instrument Date | Apr 6, 2022 |
| Transaction Type | Transfer |
| Record Updated | Apr 19, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $900.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3118 RUE ROYAL, 3118, TALLAHASSEE, FL 32308-7792 |
| Name | Verified Name |
|---|---|
| Address | 13797 SHERRE CIR, MALAKOFF, TX 75148-4133 |
| Document Number | 0023311301 |
|---|---|
| Date | Apr 8, 2022 |
| Instrument | 2331/1301 |
| Name | MORGAN STANLEY PRIVATE BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2052 |
Source: Jackson County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Jackson County |
| Unified School District | Jackson County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $574,190 (+93.53%) Land $21,000 Building $553,190 | |
| 2025 | $2,181.00 (+93.52%) | |
| 2023 | $1,127.00 | $296,700 Land $25,000 Building $271,700 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 22 policies |
| Nearby Flood Policies | 22 in force |
| Nearby Flood Claims | 3 (2020–2022) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | May 2022 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 43% of the US · above 64% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | THE DIVIDE WATER SYSTEM private · serves 89 people · EPA ID NC1050037 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 96 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
May also be available: Verizon, Vyve Broadband.
5G (outdoors only) and 4G LTE
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