4 E Surf Ave, Beach Haven, NJ 08008 Property Records

Ocean County and Long Beach Township property record for 4 E Surf Ave, Beach Haven, NJ 08008 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details5 bd · 4 ba · 1,944 sqft · built 1991
Lot Size0.077 acres (3,350 sqft)
Owner2 Individual Names on File
Last Sale$830,000 (Sep 2020)
Tax Bill$7,540 (2025)
Deeds & MortgagesDec 2022 Line of Credit
Sep 2020 Sale & Mortgage
Flood ZoneZone AE (high risk)
APN18-00014-03-00015

Property Details

APN / Parcel Number

Primary APN18-00014-03-00015
Alternative APN
  • 1800014000300015

Interior

Bedrooms5 Beds
Full Baths4 Baths
Stories2 Stories
Building Area1,944 sqft Living Area
Gross Area2,664 sqft
Basement Area720 sqft

Exterior

Year BuiltBuilt 1991
Effective Year BuiltEffective 1991
Architectural StyleContemporary
Construction TypeFrame
Roof TypeGable
Roof MaterialAsbestos
Lot Area3,350 sqft (0.077 acres)
Lot Dimensions67 ft deep x 50 ft wide
Parking Spaces1 Parking Space
PorchOpen Porch

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address4 E SURF AVE
CityBEACH HAVEN
StateNJ
Zip08008-3451
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description50X67
Legal Block14.3
Legal Lot Number15
JurisdictionOCEAN NJ
Township / Civil DivisionLONG BEACH
Census Block Group2
Census Block2019
Census Tract738001

Owner

Source: Ocean County and Long Beach Township records · APN 18-00014-03-00015

Assessment roll updated July 7, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address15 CAROL PL, PEQUANNOCK, NJ 07440-1001
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 02, 2022Deed of Trust, Mortgage · Line of Credit
VAST BANK NA
Sep 02, 2020Deed, Transfer · Conventional Mortgage
BANK OF AMERICA NA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 02, 2020 · Amount on Record
Deed SaleSep 02, 2020 · Amount on Record
Prior SaleJun 29, 1994 · Amount on Record
Deed Document Number202096118
Deed Book / Page18034 / 1664
Record UpdatedSep 20, 2026

December 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOCEAN NJ
Property Address4 E SURF AVE, BEACH HAVEN, NJ 08008-3451
Transaction TypeMortgage
Record UpdatedDec 14, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address15 CAROL PL, PEQUANNOCK, NJ 07440-1001

Mortgage

Document Number0192410193
DateDec 02, 2022
Book Page19241/193
Instrument2022124140
Lender
NameVAST BANK NA
TypeBank
AddressWAYNE, NJ 07470
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

September 2020: Deed, Transfer

Document TypeDeed
JurisdictionOCEAN NJ
Recording DateSep 02, 2020
Property Address4 E SURF AVE, BEACH HAVEN, NJ 08008-3451
Document Number0180341664
Book / Page18034 / 1664
Instrument DateAug 28, 2020
Instrument2020096118
Transaction TypeTransfer
Record UpdatedNov 03, 2021
Title CompanyCHICAGO TITLE INSURANCE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$7,623.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4 E SURF AVE, 4, LONG BEACH TOWNSHIP, NJ 08008-3451

Transferred To (Grantee/Buyer)

NameVerified Name
Address15 CAROL PL, PEQUANNOCK, NJ 07440-1001

Mortgage

Document Number2020096119
DateSep 02, 2020
Instrument2020096119
Lender
NameBANK OF AMERICA NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 01, 2050
Interest
Rate TypeAdjustable Rate
Rate3%
Type Change DateSep 01, 2030
Change FrequencyAnnually
Min Rate At Change2.25%
Max Rate At Change8%
Index1-Year LIBOR
Max Rate8%

Tax Assessment & Valuation

Source: Ocean County and Long Beach Township records · Assessment roll updated July 7, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyOcean County
County SubdivisionLong Beach Township
Elementary School DistrictLong Beach Island School District (KG - 06)
Secondary School DistrictSouthern Regional School District (07 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$825,800 (-) Land $548,000 Building $277,800$825,800 (-) Land $548,000 Building $277,800
2025$7,540.00 (+2.25%)$825,800 (-) Land $548,000 Building $277,800$825,800 (-) Land $548,000 Building $277,800
2024$7,374.00 (+7.34%)
2023$825,800 Land $548,000 Building $277,800$825,800 Land $548,000 Building $277,800
2022$6,870.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Ocean County (34029C), updated March 16, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340297380012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Special Flood Hazard AreaYes
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation8.0 ft
Flood Insurance RequirementRequired (federally backed mortgages)
Flood Insurance CostPremium on Record
median of 1,125 individual NFIP policies nearby
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies1,233 units insured
108 under condo master policies
Nearby Flood Claims2,423 (1978–2026)
Claims Outside the SFHA1 of 2,423
Most Recent ClaimFeb 2026, rainfall accumulation
Claims By Storm
  • Hurricane Sandy, Nov 2012 · 1,563 claims
  • Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 517 claims
  • Coastal Storms & Flooding, Mar 1984 · 59 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 400 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 250
VerizonFixed Wireless1,000 / 75
T-Mobile USAFixed Wireless100 / 20
AT&TFixed Wireless100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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