Gloucester County and Clayton Borough property record for 4 E Howard St, Clayton, NJ 08312
| Property Type | Single Family Home |
|---|---|
| Details | 544 sqft · built 1950 |
| Lot Size | 0.173 acres (7,545 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $195,000 (Aug 2022) |
| Tax Bill | $4,932 (2025) |
| Deeds & Mortgages | Aug 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-01406-0000-00003 |
| Primary APN | 01-01406-0000-00003 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 544 sqft Living Area |
| 1st Floor Area | 544 sqft |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Exterior Material | Asbestos |
| Lot Area | 7,545 sqft (0.173 acres) |
| Lot Dimensions | 150 ft deep x 50 ft wide |
| Old Parcel Number | 0100041B00008 |
|---|---|
| Street Address | 4 E HOWARD ST |
| City | CLAYTON |
| State | NJ |
| Zip | 08312-1236 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-B |
| Legal Description | FACILITY NAME: DISABLED VETERAN |
| Legal Subdivision | PETERSON FARM SEC 41B |
| Legal Block | 1406 |
| Legal Lot Number | 3 |
| Jurisdiction | GLOUCESTER NJ |
| Township / Civil Division | CLAYTON |
| Census Block Group | 1 |
| Census Block | 1022 |
| Census Tract | 501501 |
Source: Gloucester County and Clayton Borough records, as of August 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 4 E HOWARD ST, CLAYTON, NJ 08312-1236 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 9, 2022 · Amount on Record |
| Deed Sale | Aug 9, 2022 · Amount on Record |
| Prior Sale | Jul 20, 2004 · Amount on Record |
| Deed Document Number | 202233544 |
| Deed Book / Page | 6728 / 1 |
| Last Transfer Date | Mar 7, 2025 |
| Transfer Doc | 0000008069 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | GLOUCESTER NJ |
| Recording Date | Aug 9, 2022 |
| Property Address | 4 E HOWARD ST, CLAYTON, NJ 08312-1236 |
| Document Number | 0000033544 |
| Book / Page | 6728 / 1 |
| Instrument Date | Jul 28, 2022 |
| Instrument | 33544 |
| Transaction Type | Transfer |
| Record Updated | Apr 23, 2024 |
| Title Company | REALSAFE TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $682.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 51 ROBERTS AVE, CLAYTON, NJ 08312-2219 |
| Name | Verified Name |
|---|---|
| Address | 275 W HIGH ST # 1170, 1170, CLAYTON, NJ 08312 |
| Document Number | 0000033545 |
|---|---|
| Date | Aug 9, 2022 |
| Instrument | 33545 |
| Name | NATION ONE MORTGAGE |
|---|---|
| Type | Subprime Lender |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2052 |
Source: Gloucester County and Clayton Borough assessment roll, as of July 6, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Gloucester County |
| Municipality | Clayton Borough |
| Unified School District | Clayton Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $226,500 (+17.97%) Land $53,700 Building $172,800 | $226,500 (+17.97%) Land $53,700 Building $172,800 | |
| 2025 | $4,932.00 (+3.79%) | $192,000 (+100.63%) Land $53,700 Building $138,300 | $192,000 (+100.63%) Land $53,700 Building $138,300 |
| 2024 | $4,752.00 (+24.24%) | ||
| 2023 | $95,700 Land $28,700 Building $67,000 | $95,700 Land $28,700 Building $67,000 | |
| 2022 | $3,825.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 16, 2016
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 51% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BOROUGH OF CLAYTON serves 8,179 people · EPA ID NJ0801001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 229 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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