4 E Elm St, Unit 6N, Chicago, IL 60611 Property Records

Cook County property record for 4 E Elm St, Unit 6N, Chicago, IL 60611

Property Summary

Property Type	Condominium
Details	built 2016
Lot Size	0.271 acres (11,818 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,586,000 (Sep 2024)
Tax Bill	$54,715 (2023)
Deeds & Mortgages	Jun 2024 Mortgage Apr 2025 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`17-03-200-087-1002`

Property Details

APN / Parcel Number

Primary APN	`17-03-200-087-1002`

Interior

Units	83 Units

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Architectural Style	Condo/Apartment
Lot Area	11,818 sqft (0.271 acres)

Location & Zoning

Street Address	4 E ELM ST, 6N
City	CHICAGO
State	IL
Zip	60611-1039
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	PD 1231
Jurisdiction	COOK IL
Township / Civil Division	CHICAGO
Census Block Group	3
Census Block	3000
Census Tract	81202

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Gold Coast Historic District listed 1978 · 434 contributing resources · NRIS 78001121

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Cook County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	637 W MELROSE ST, 1, CHICAGO, IL 60657-7194
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jun 17, 2024	Deed of Trust, Mortgage · Conventional Mortgage BMO BANK NA
Apr 14, 2025	Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Apr 30, 2026	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMIERCA NA
Sep 9, 2024	Warranty Deed, Transfer FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 9, 2024 · Amount on Record
Deed Sale	Sep 9, 2024 · Amount on Record
Deed Document Number	202424507
Record Updated	Sep 20, 2026

June 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	4 E ELM ST UNIT 6N, 6N, CHICAGO, IL 60611-1039
Transaction Type	Mortgage
Record Updated	May 8, 2026
Title Company	GREATER ILLINOIS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11 E WALTON ST, CHICAGO, IL 60611-1412

Mortgage

Document Number	0016914128
Date	Jun 17, 2024
Instrument	2416914128

Lender

Name	BMO BANK NA
Type	Bank
Address	CHICAGO, IL 60606

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	6.75%
Type Change Date	Jul 1, 2031
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	11.7%
Index	SOFR Average 30-Day
Max Rate	11.7%

April 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	4 E ELM ST UNIT 6N, 6N, CHICAGO, IL 60611-1039
Transaction Type	Mortgage
Record Updated	May 8, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 E ELM ST 6N, 6N, CHICAGO, IL 60611-1039

Mortgage

Document Number	0010418203
Date	Apr 14, 2025
Instrument	2510418203

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	CLEVELAND, OH 44114

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	7.5%
Type Change Date	May 1, 2030
Change Frequency	6 Months
Min Rate At Change	7.5%
Max Rate At Change	9.5%
Index	SOFR Average 30-Day
Margin	4
Max Rate	12.5%

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Recording Date	Apr 30, 2026
Property Address	4 E ELM ST, 6N, CHICAGO, IL 60611-1039
Document Number	0000020279
Instrument Date	Apr 22, 2026
Instrument	202620279
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLU

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety, 298
Address	4 E ELM ST, 6N, CHICAGO, IL 60611-1039

Mortgage

Document Number	0000020279,
Date	Apr 30, 2026
Instrument	202620279

Lender

Name	BANK OF AMIERCA NA

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	5%
Initial Type	Fixed Rate
Max Rate	-1%

September 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Sep 9, 2024
Property Address	4 E ELM ST UNIT 6N, 6N, CHICAGO, IL 60611-1039
Document Number	0025324507
Map Reference	DOC 1607429044
Instrument Date	Aug 28, 2024
Instrument	2425324507
Transaction Type	Transfer
Record Updated	May 8, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Tax	$1,586.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4 E ELM ST, CHICAGO, IL 60611-1039

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
Municipality	Chicago City
Unified School District	Chicago Public School District 299 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$260,389 (+0.41%) Land $9,167 Building $251,222	$2,603,890 (+0.41%) Land $91,670 Building $2,512,220
2023	$54,715.00 (+2.58%)
2022	$53,338.00	$259,323 Land $7,380 Building $251,943	$2,593,230 Land $73,800 Building $2,519,430

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHICAGO serves 2,721,308 people · EPA ID IL0316000
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 744 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Google Fiber, Zentro.

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