4 E Elm St, Unit 16N, Chicago, IL 60611 Property Records

Cook County property record for 4 E Elm St, Unit 16N, Chicago, IL 60611

Property Summary

Property Type	Condominium
Details	built 2016
Lot Size	0.271 acres (11,818 sqft)
Owner	Individual Name on Record
Tax Bill	$54,194 (2023)
Deeds & Mortgages	Aug 2020 Mortgage Feb 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`17-03-200-087-1019`

Property Details

APN / Parcel Number

Primary APN	`17-03-200-087-1019`

Interior

Units	83 Units

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Architectural Style	Condo/Apartment
Lot Area	11,818 sqft (0.271 acres)

Location & Zoning

Street Address	4 E ELM ST, 16N
City	CHICAGO
State	IL
Zip	60611-1000
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	PD 1231
Legal Subdivision	4 EAST ELM CONDOMINIUM
Jurisdiction	COOK IL
Township / Civil Division	CHICAGO
Census Block Group	3
Census Block	3000
Census Tract	81202

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Gold Coast Historic District listed 1978 · 434 contributing resources · NRIS 78001121

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Cook County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4 E ELM ST, 16N, CHICAGO, IL 60611-1000
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 12, 2020	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Feb 23, 2022	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	4 E ELM ST UNIT 16N, 16N, CHICAGO, IL 60611-1000
Transaction Type	Mortgage
Record Updated	Mar 7, 2023
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0022507067
Date	Aug 12, 2020
Instrument	2022507067

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	356 Months
Due	Apr 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.87%
Type Change Date	Apr 1, 2030
Min Rate At Change	2.75%
Max Rate At Change	7.87%
Index	1-Year CMT
Max Rate	7.87%

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	4 E ELM ST UNIT 16N, 16N, CHICAGO, IL 60611-1000
Transaction Type	Mortgage
Record Updated	Mar 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005447182
Date	Feb 23, 2022
Instrument	2205447182

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	357 Months
Due	Nov 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.5%
Type Change Date	Nov 1, 2031
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	7.5%
Index	1-Year CMT
Max Rate	7.5%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
Municipality	Chicago City
Unified School District	Chicago Public School District 299 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$261,242 (+0.41%) Land $9,197 Building $252,045	$2,612,420 (+0.41%) Land $91,970 Building $2,520,450
2023	$54,194.00 (+2.62%)
2022	$52,809.00 Homeowner's exemption	$260,173 Land $7,404 Building $252,769	$2,601,730 Land $74,040 Building $2,527,690

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHICAGO serves 2,721,308 people · EPA ID IL0316000
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 744 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Google Fiber, Zentro.

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