4 E Elm St, Unit 12N, Chicago, IL 60611 Property Records

Cook County property record for 4 E Elm St, Unit 12N, Chicago, IL 60611

Property Summary

Property Type	Condominium
Details	built 2016
Lot Size	0.271 acres (11,818 sqft)
Owner	Company Name on File
Last Sale	$2,600,000 (Jan 2023)
Tax Bill	$55,365 (2023)
Deeds & Mortgages	Jan 2023 Sale & Mortgage Jun 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`17-03-200-087-1012`

Property Details

APN / Parcel Number

Primary APN	`17-03-200-087-1012`

Interior

Units	83 Units

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Architectural Style	Condo/Apartment
Lot Area	11,818 sqft (0.271 acres)

Location & Zoning

Street Address	4 E ELM ST, 12N
City	CHICAGO
State	IL
Zip	60611-1039
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	PD 1231
Legal Subdivision	4 EAST ELM CONDOMINIUM
Jurisdiction	COOK IL
Township / Civil Division	CHICAGO
Census Block Group	3
Census Block	3000
Census Tract	81202

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Gold Coast Historic District listed 1978 · 434 contributing resources · NRIS 78001121

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

4 E Elm St, Unit 12N is owned by a company that bought it in January 2023.

Source: Cook County records, as of May 27, 2026

Owner of Record	Company Name on File
Mailing Address	4 E ELM ST, 12N, CHICAGO, IL 60611-1039
Owner Type	Company
Vesting	Borrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 31, 2023	Warranty Deed, Transfer · Conventional Mortgage PNC BANK NA
Jun 9, 2020	Deed of Trust, Mortgage JP MORGAN CHASE BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 31, 2023 · Amount on File
Deed Sale	Jan 31, 2023 · Amount on File
Deed Document Number	202341131
Record Updated	Sep 20, 2026

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Jan 31, 2023
Property Address	4 E ELM ST UNIT 12N, 12N, CHICAGO, IL 60611-1039
Document Number	0003141131
Map Reference	DOC 1607429044
Instrument Date	Jan 4, 2023
Instrument	2303141131
Transaction Type	Transfer
Record Updated	Feb 8, 2023
Title Company	PROPER TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,600.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 E ELM ST UNIT 12N, 12N, CHICAGO, IL 60611-1039

Mortgage

Document Number	0003141132
Date	Jan 31, 2023
Instrument	2303141132

Lender

Name	PNC BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Type Change Date	Feb 1, 2030
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	10.7%
Index	Other
Margin	3
Max Rate	10.7%

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	4 E ELM ST UNIT 12N, 12N, CHICAGO, IL 60611-1039
Document Number	2021907294
Instrument Date	Jun 9, 2020
Transaction Type	Mortgage
Record Updated	Aug 21, 2020
Title Company	OLD REPUBLIC TITLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4 E ELM ST #12N CHICAGO IL 606111039, 12N, CHICAGO, IL 60611-1039

Mortgage

Document Number	2021907294
Date	Aug 6, 2020
Instrument	21907294

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	601 OAKMONT LN # 300, WESTMONT, IL 60559-5532

Agreement

Amount	Amount on Record
Term	360 Months
Due	Aug 5, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.37%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
Municipality	Chicago City
Unified School District	Chicago Public School District 299 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$263,483 Land $9,276 Building $254,207	$2,634,830 Land $92,760 Building $2,542,070
2023	$55,365.00 (+2.58%)
2022	$53,972.00	$262,405 Land $7,468 Building $254,937	$2,624,050 Land $74,680 Building $2,549,370

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4 E Elm St, Unit 12N in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 4 E Elm St, Unit 12N has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHICAGO serves 2,721,308 people · EPA ID IL0316000
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 744 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Google Fiber, Zentro.

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