Cape May County and Lower Township property record for 4 E Drumbed Rd, Villas, NJ 08251
| Property Type | Single Family Home |
|---|---|
| Details | 1,732 sqft · built 1960 |
| Lot Size | 0.287 acres (12,502 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $170,000 (Jun 2014) |
| Tax Bill | $3,799 (2024) |
| Deeds & Mortgages | Aug 2020 Mortgage Aug 2020 Mortgage + 1 more |
| APN | 05-00263-0000-00004 |
| Primary APN | 05-00263-0000-00004 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,732 sqft Living Area |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Architectural Style | Cape Cod |
| Construction Type | Frame |
| Lot Area | 12,502 sqft (0.287 acres) |
| Lot Dimensions | 100 ft deep x 125 ft wide |
| Garage Type | Detached |
| Parking Spaces | 1 Parking Space |
| Street Address | 4 E DRUMBED RD |
|---|---|
| City | VILLAS |
| State | NJ |
| Zip | 08251-1905 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-3 |
| Legal Description | L5 |
| Legal Block | 263 |
| Legal Lot Number | 4 |
| Jurisdiction | CAPE MAY NJ |
| Township / Civil Division | LOWER |
| Census Block Group | 2 |
| Census Block | 2044 |
| Census Tract | 21804 |
Source: Cape May County and Lower Township records, as of June 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 4 E DRUMBED RD, VILLAS, NJ 08251-1905 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 19, 2020 | Reverse Mortgage, Transfer · FHA Mortgage REVERSE MTG FNDG |
| Aug 10, 2020 | Deed of Trust, Mortgage · FHA Mortgage COMMISSIONER/HSNG & URBAN DEV |
| Jul 26, 2017 | Deed of Trust, Mortgage · Conventional Mortgage OCEANFIRST BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 30, 2014 · Amount on Record |
| Deed Sale | Jun 30, 2014 · Amount on Record |
| Deed Document Number | 2014214 |
| Deed Book / Page | 3586 / 392 |
| Last Transfer Date | Aug 10, 2020 |
| Transfer Doc | 0039260795 |
| Record Updated | Sep 20, 2026 |
| Document Type | Reverse Mortgage |
|---|---|
| Jurisdiction | CAPE MAY NJ |
| Recording Date | Aug 19, 2020 |
| Property Address | 4 E DRUMBED RD, VILLAS, NJ 08251-1905 |
| Document Number | 0039260795 |
| Book / Page | 003926 / 000795 |
| Instrument Date | Aug 10, 2020 |
| Instrument | 26263 |
| Transaction Type | Transfer |
| Record Updated | Sep 28, 2020 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE INS CO |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4 E DRUMBED RD VILLAS NJ 082511905, VILLAS, NJ 08251-1905 |
| Document Number | 62290036 |
|---|---|
| Date | Aug 19, 2020 |
| Book Page | 006229/000036 |
| Instrument | 26708 |
| Name | REVERSE MTG FNDG |
|---|---|
| Type | Mortgage Company |
| Address | BLOOMFIELD, NJ 07003 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 984 Months |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.57% |
| Document Number | 62290050, |
|---|---|
| Date | Aug 19, 2020 |
| Book Page | 006229/000050 |
| Instrument | 26709 |
| Name | COMMISSIONER/HSNG & URBAN DEV |
|---|---|
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 984 Months |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.57% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAPE MAY NJ |
| Property Address | 4 E DRUMBED RD, VILLAS, NJ 08251-1905 |
| Document Number | 0062290050 |
| Instrument Date | Aug 10, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 16, 2020 |
| Title Company | CAPE ATLANTIC TITLE AGENCY LLC, CAPE ATLANTIC TITLE AGCY LLC |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 4 E DRUMBED RD VILLAS NJ 082511905, VILLAS, NJ 08251-1905 |
| Document Number | 0062290050 |
|---|---|
| Date | Aug 20, 2020 |
| Book Page | 006229/000050 |
| Instrument | 26709 |
| Name | COMMISSIONER/HSNG & URBAN DEV |
|---|---|
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 984 Months |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.57% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAPE MAY NJ |
| Property Address | 4 E DRUMBED RD, VILLAS, NJ 08251-1905 |
| Document Number | 0058880246 |
| Book / Page | 005888 / 000246 |
| Instrument Date | Jul 26, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Sep 26, 2017 |
| Name | Verified Name |
|---|---|
| Address | 4 E DRUMBED RD VILLAS NJ 082511905, VILLAS, NJ 08251-1905 |
| Document Number | 0058880246 |
|---|---|
| Date | Jul 31, 2017 |
| Book Page | 005888/000246 |
| Instrument | 23314 |
| Name | OCEANFIRST BK |
|---|---|
| Type | Bank |
| Address | TOMS RIVER, NJ 08754-2009 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jul 30, 2037 |
Source: Cape May County and Lower Township assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Cape May County |
| County Subdivision | Lower Township |
| Secondary School District | Lower Cape May Regional School District (07 - 12) |
| Elementary School District | Lower Township School District (KG - 06) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $187,700 (-) Land $100,000 Building $87,700 | $187,700 (-) Land $100,000 Building $87,700 | |
| 2025 | $187,700 (-) Land $100,000 Building $87,700 | $187,700 (-) Land $100,000 Building $87,700 | |
| 2024 | $3,799.00 (+4.71%) | ||
| 2023 | $187,700 (-) Land $100,000 Building $87,700 | $187,700 (-) Land $100,000 Building $87,700 | |
| 2022 | $3,628.00 (+3.21%) | $187,700 Land $100,000 Building $87,700 | $187,700 Land $100,000 Building $87,700 |
| 2021 | $3,515.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 4, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not included in the FIRM |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 3 (1979–2010) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Mar 2010 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOWER TWP MUA serves 12,416 people · EPA ID NJ0505002 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | 5 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 709 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| AT&T Fixed Wireless | 100 / 20 |
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