4 E Cross Trl, Danbury, CT 06810 Property Records

Danbury City property record for 4 E Cross Trl, Danbury, CT 06810

Property Summary

Property Type	Condominium
Details	3 bd · 2.5 ba · 1,680 sqft · built 2022
Owner	2 Individual Names on Record
Last Sale	$714,185 (Jan 2023)
Tax Bill	$11,531 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Jan 2024 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`B16001-148`

Property Details

APN / Parcel Number

Primary APN	`B16001-148`
Alternative APN	`DANB M:B16 L:1 U:148`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,680 sqft Living Area
Basement Area	880 sqft
Unfinished Basement	440 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Architectural Style	Condo/Apartment
Construction Type	Frame

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic

Location & Zoning

Account Number	B16001-148
Street Address	4 E CROSS TRL
City	DANBURY
State	CT
Zip	06810-1521
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	PND
Legal Lot Number	1
Jurisdiction	DANBURY CT
Township / Civil Division	DANBURY
Census Block Group	2
Census Block	2002
Census Tract	210502

Owner

Source: Danbury City records, as of July 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4 E CROSS TRL, DANBURY, CT 06810-1521
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 8, 2026	Deed of Trust, Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPMEN
Jan 8, 2024	Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT
Jan 26, 2023	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 26, 2023 · Amount on Record
Deed Sale	Jan 26, 2023 · Amount on Record
Deed Book / Page	2648 / 371
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DANBURY CT
Recording Date	Jun 8, 2026
Property Address	4 E CROSS TRL, DANBURY, CT 06810-1521
Document Number	002759-503
Book / Page	2759 / 503
Instrument Date	Mar 11, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 E CROSS TRL, DANBURY, CT 06810-1521

Mortgage

Document Number	2759000503,
Date	Jun 8, 2026
Book Page	2759/503

Lender

Name	SECRETARY OF HOUSING AND URBAN DEVELOPMEN

Agreement

Amount	Amount Recorded
Term	325 Months
Due	Jul 1, 2053

Interest

Rate	6.09%
Max Rate	-1%

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DANBURY CT
Property Address	4 E CROSS TRL, DANBURY, CT 06810-1521
Transaction Type	Mortgage
Record Updated	Jan 25, 2024
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02677-1134
Date	Jan 8, 2024
Book Page	2677/1134

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	349 Months
Due	Feb 1, 2053

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DANBURY CT
Recording Date	Jan 26, 2023
Property Address	4 E CROSS TRL, DANBURY, CT 06810-1521
Document Number	002648-371
Book / Page	2648 / 371
Instrument Date	Jan 18, 2023
Transaction Type	Transfer
Record Updated	Jul 28, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1450 CLAY AVE # 5, 5, BRONX, NY 10456-1775

Tax Assessment & Valuation

Source: Danbury City assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision / Municipality	Danbury City
Unified School District	Danbury School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,531.00	$461,440 (-) Building $461,440	$323,008 Building $323,008
2024	$11,531.00 (+7.12%)
2023	$10,765.00 (+1,994.36%)	$461,440 (+2,435.38%) Building $461,440
2022	$514.00	$18,200 Building $18,200

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DANBURY WATER DEPARTMENT serves 62,055 people · EPA ID CT0340011
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jul 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 100 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier.

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