Ocean County and Harvey Cedars Borough property record for 4 E 73rd St, Harvey Cedars, NJ 08008 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 2009 |
| Square Footage | 2,596 sqft Living Area |
| Lot Size | 5,001 sqft (0.115 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $755,000 (2008) |
| Tax Bill | $11,646.00 (2025) |
| Primary APN | 10-00044-0000-00010 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Baths |
| Building Area | 2,596 sqft Living Area |
| Gross Area | 3,806 sqft Gross Area |
| 1st Floor | 2,596 sqft 1st Floor |
| Basement Area | 1,210 sqft Basement |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2009 |
|---|---|
| Effective Year Built | Effective 2009 |
| Architectural Style | Colonial Style |
| Construction Type | Frame Construction |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asbestos Roof |
| Lot Area | 5,001 sqft (0.115 acres) |
| Depth X Width | 100 ft x 50 ft Depth x Width |
| Garage Type | Detached Garage |
| Deck Area | Deck Area |
| Porch | Open Porch |
| Heating System | Forced Air with Air Conditioning Heating |
|---|---|
| Heating Fuel | Gas Heating Fuel |
| Account Number | 8220 |
|---|---|
| Street Address | 4 E 73RD ST |
| City | HARVEY CEDARS |
| State | NJ |
| Zip | 08008-5810 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 50X100 |
| Legal Subdivision | HIGH POINT |
| Legal Block | 44 |
| Legal Lot Number | 10 |
| Jurisdiction | OCEAN NJ |
| Minor Civil Division | HARVEY CEDARS |
| Census Blockgroup | 5 |
| Census Block | 5001 |
| Census Tract | 738100 |
Source: Ocean County and Harvey Cedars Borough records · APN 10-00044-0000-00010
Assessment roll updated July 7, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4 E 73RD ST, HARVEY CEDARS, NJ 08008-5810 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Dec 06, 2022 | Deed of Trust, Mortgage · Line of Credit LAKELAND BANK |
| May 22, 2019 | Deed of Trust, Mortgage · Adjustable Rate Mortgage (ARM) WELLS FARGO BANK NA |
| Jan 28, 2021 | Deed of Trust, Mortgage · Conventional Mortgage DRAPER & KRAMER MORTGAGE CORP |
| May 16, 2019 | Loan Modification, Mortgage · Line of Credit WELLS FARGO BK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 12, 2008 · Amount on Record |
| Deed Sale | Nov 12, 2008 · Amount on Record |
| Prior Sale | Nov 07, 2008 · Amount on Record |
| Deed Doc Number | 2008116669 |
| Deed Book / Page | 14152 / 116 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OCEAN NJ |
| Property Address | 4 E 73RD ST, HARVEY CEDARS, NJ 08008-5810 |
| Transaction Type | Mortgage |
| Record Updated | Dec 20, 2022 |
| Title Company | SEARCHTEC INC |
| Name | Verified Name |
|---|
| Document Number | 0192420771 |
|---|---|
| Date | Dec 06, 2022 |
| Book Page | 19242/771 |
| Instrument | 2022124586 |
| Name | LAKELAND BANK |
|---|---|
| Type | Bank |
| Address | OAK RIDGE, NJ 07438 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Dec 13, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OCEAN NJ |
| Property Address | 4 E 73RD ST, HARVEY CEDARS, NJ 08008-5810 |
| Transaction Type | Mortgage |
| Record Updated | Oct 14, 2022 |
| Title Company | CITY ABSTRACT LLC |
| Name | Verified Name |
|---|
| Document Number | 0174791635 |
|---|---|
| Date | May 22, 2019 |
| Book Page | 17479/1635 |
| Instrument | 2019047876 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Adjustable Rate Mortgage (ARM) |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.25% |
| Adjustable | Document includes a rider for adjustable-rate mortgage with a specific rate change date. |
| Type Change Date | Jun 01, 2026 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 5.25% |
| Index | 1-Year LIBOR |
| Max Rate | 8.25% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OCEAN NJ |
| Property Address | 4 E 73RD ST, HARVEY CEDARS, NJ 08008-5810 |
| Transaction Type | Mortgage |
| Record Updated | Oct 14, 2022 |
| Title Company | UNIVERSITY TITLE INS AGCY |
| Name | Verified Name |
|---|
| Document Number | 0182871791 |
|---|---|
| Date | Jan 28, 2021 |
| Book Page | 18287/1791 |
| Instrument | 2021015328 |
| Name | DRAPER & KRAMER MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | DOWNERS GROVE, IL 60515 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2051 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | OCEAN NJ |
| Property Address | 4 E 73RD ST, HARVEY CEDARS, NJ 08008-5810 |
| Document Number | 0175100655 |
| Instrument Date | May 16, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jul 09, 2019 |
| Title Company | TITLE 365 |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 4 E 73RD ST HARVEY CEDARS NJ 080085810, HARVEY CEDARS, NJ 08008-5810 |
| Document Number | 0175100655 |
|---|---|
| Date | Jun 20, 2019 |
| Book Page | 017510/000655 |
| Instrument | 58273 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28262 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Ocean County and Harvey Cedars Borough records · Assessment roll updated July 7, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Ocean County |
| Municipality | Harvey Cedars Borough |
| Elementary School District | Long Beach Island School District (KG - 06) |
| Secondary School District | Southern Regional School District (07 - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,047,300 (-) Land $600,000 Building $447,300 | $1,047,300 (-) Land $600,000 Building $447,300 | |
| 2025 | $11,646.00 (-1.15%) | $1,047,300 (-) Land $600,000 Building $447,300 | $1,047,300 (-) Land $600,000 Building $447,300 |
| 2024 | $11,782.00 (+16.34%) | ||
| 2023 | $1,047,300 Land $600,000 Building $447,300 | $1,047,300 Land $600,000 Building $447,300 | |
| 2022 | $10,127.00 |
Source: FEMA National Flood Hazard Layer, Ocean County (34029C), updated March 16, 2022 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | 7.0 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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