4 E 32nd St, Holland, MI 49423 Property Records

Allegan County property record for 4 E 32nd St, Holland, MI 49423

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,278 sqft · built 1942
Lot Size	0.378 acres (16,466 sqft)
Owner	Individual Name on File
Last Sale	$308,900 (Oct 2024)
Tax Bill	$5,940 (2025)
Deeds & Mortgages	Jan 2023 Line of Credit Jun 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`53-02-05-201-001`

Property Details

APN / Parcel Number

Primary APN	`53-02-05-201-001`
Alternative APN	`03-53-02-05-201-001`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,278 sqft Living Area
1st Floor Area	894 sqft
Basement Area	894 sqft
Unfinished Basement	894 sqft

Exterior

Year Built	Built 1942
Effective Year Built	Effective 1942
Exterior Material	Wood Siding
Lot Area	16,466 sqft (0.378 acres)
Lot Dimensions	132 ft deep x 124 ft wide
Garage Area	360 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4 E 32ND ST
City	HOLLAND
State	MI
Zip	49423-7073
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MDR
Legal Description	ALL THAT PT OF NW FR 1/4 NE FR 1/4 COM 33 FT E & 33 FT S OF N 1/4 COR, TH E 124.8 FT, S 132 FT, W 124.8 FT, TH N 132 FT TO BEG, SEC 5 T4N R15W
Legal Range	15W
Legal Township	04N
Legal Section	05
Jurisdiction	ALLEGAN MI
Township / Civil Division	HOLLAND
Census Block Group	3
Census Block	3002
Census Tract	32200

Owner

4 E 32nd St is owned and occupied by an individual who bought it in October 2024.

Source: Allegan County records, as of September 10, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	4 E 32ND ST, HOLLAND, MI 49423-7073
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 9, 2023	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Jun 18, 2020	Deed of Trust, Mortgage · Conventional Mortgage HORIZON BANK
Sep 3, 2021	Warranty Deed, Transfer · Conventional Mortgage NEIGHBORHOOD LOANS
Jan 23, 2018	Warranty Deed, Transfer · Conventional Mortgage HORIZON BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 3, 2024 · Amount on File
Deed Sale	Oct 3, 2024 · Amount on File
Prior Sale	Sep 3, 2021 · Amount on File
Deed Document Number	202414733
Deed Book / Page	4978 / 815
Record Updated	Oct 29, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Property Address	4 E 32ND ST, HOLLAND, MI 49423-7073
Transaction Type	Mortgage
Record Updated	Jan 18, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004828/671
Date	Jan 9, 2023
Book Page	4828/671
Instrument	2023000381

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28277

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jan 30, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Property Address	4 E 32ND ST, HOLLAND, MI 49423-7073
Transaction Type	Mortgage
Record Updated	May 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004474/105
Date	Jun 18, 2020
Book Page	4474/105

Lender

Name	HORIZON BANK
Type	Bank
Address	MICHIGAN CITY, IN 46360

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jul 1, 2035

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEGAN MI
Recording Date	Sep 3, 2021
Property Address	4 E 32ND ST, HOLLAND, MI 49423-7073
Document Number	004666/917
Book / Page	4666 / 917
Instrument Date	Aug 31, 2021
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	CHICAGO TITLE/MI, CHICAGO TITLE OF MI INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,171.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2511 RABY RD, 2511, EAST LANSING, MI 48823-6907

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4 E 32ND ST, HOLLAND, MI 49423-7073

Mortgage

Document Number	0004666150
Date	Sep 3, 2021
Instrument	4666/150

Lender

Name	NEIGHBORHOOD LOANS
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Sep 1, 2041

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEGAN MI
Recording Date	Jan 23, 2018
Property Address	4 E 32ND ST, HOLLAND, MI 49423-7073
Document Number	4215/915
Book / Page	4215 / 915
Instrument Date	Jan 19, 2018
Instrument	4215-915
Transaction Type	Transfer
Record Updated	Aug 3, 2021
Title Company	CHICAGO TITLE OF MICHIGAN IN

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,285.70
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4 E 32ND ST, 4, HOLLAND, MI 49423-7073

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 E 32ND ST, HOLLAND, MI 49423-7073

Mortgage

Document Number	4215919
Date	Jan 23, 2018
Instrument	4215-919

Lender

Name	HORIZON BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 4 E 32nd St was $5,940 with a homeowner's exemption.

Source: Allegan County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Allegan County
Municipality	Holland City
Unified School District	Holland City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$133,300 Land $47,200 Building $86,100	$266,600 Land $94,400 Building $172,200
2025	$5,940.00
2023		$116,900 Land $34,100 Building $82,800	$233,800 Land $68,200 Building $165,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4 E 32nd St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 21, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 4 E 32nd St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOLLAND BOARD OF PUBLIC WORKS serves 49,687 people · EPA ID MI0003190
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Organic carbon removal Jan 2018
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 386 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Holland City Fiber Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: Verizon.

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