4 Dunbarton Rd, Belmont, MA 02478 Property Records

Middlesex County and Belmont Town property record for 4 Dunbarton Rd, Belmont, MA 02478

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,993 sqft · built 1930
Lot Size	0.217 acres (9,469 sqft)
Owner	2 Individual Names on File
Last Sale	$1,550,000 (Feb 2020)
Tax Bill	$25,354 (2025)
Deeds & Mortgages	Oct 2021 Refinance Feb 2020 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`BELM M:31 P:000027 S`

Property Details

APN / Parcel Number

Primary APN	`BELM M:31 P:000027 S`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,993 sqft Living Area
1st Floor Area	1,228 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Architectural Style	Colonial
Exterior Material	Brick
Construction Type	Frame
Lot Area	9,469 sqft (0.217 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	4 DUNBARTON RD
City	BELMONT
State	MA
Zip	02478-2457
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SC
Jurisdiction	BELMONT MA
Township / Civil Division	BELMONT
Census Block Group	4
Census Block	4001
Census Tract	357800

Owner

4 Dunbarton Rd is owned and occupied by two individuals who bought it in February 2020.

Source: Middlesex County and Belmont Town records, as of July 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4 DUNBARTON RD, BELMONT, MA 02478-2457
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 25, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance BANK OF AMERICA NA
Feb 28, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Feb 28, 2020	Personal Representative Deed, Transfer NOT AVAILABLE
Feb 28, 2020	Quit Claim Deed, Transfer · Stand-Alone First Mortgage BANK OF AMERICA NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 28, 2020 · Amount on File
Deed Sale	Feb 28, 2020 · Amount on File
Prior Sale	Aug 6, 1969 · Amount on File
Deed Document Number	202030715
Deed Book / Page	74211 / 552
Prior Transfer Date	Feb 20, 2020
Prior Transfer Doc	74211-552
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELMONT MA
Property Address	4 DUNBARTON RD, BELMONT, MA 02478-2457
Transaction Type	Mortgage
Record Updated	Nov 12, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	78980-486
Date	Oct 25, 2021
Book Page	78980/486
Instrument	232913

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

February 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BELMONT MA
Recording Date	Feb 28, 2020
Property Address	4 DUNBARTON RD, BELMONT, MA 02478-2457
Document Number	74205-48
Book / Page	074205 / 000048
Instrument Date	Feb 26, 2020
Instrument	30042
Transaction Type	Transfer
Record Updated	Mar 17, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14 FOREWIND RD YARMOUTH PORT MA 026751322, YARMOUTH PORT, MA 02675-1322

February 2020: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	BELMONT MA
Recording Date	Feb 28, 2020
Property Address	4 DUNBARTON RD, BELMONT, MA 02478-2457
Document Number	74205-39
Book / Page	074205 / 000039
Instrument Date	Feb 20, 2020
Instrument	30040
Transaction Type	Transfer
Record Updated	Mar 17, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14 FOREWIND RD YARMOUTH PORT MA 026751322, YARMOUTH PORT, MA 02675-1322

February 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BELMONT MA
Recording Date	Feb 28, 2020
Property Address	4 DUNBARTON RD, BELMONT, MA 02478-2457
Document Number	74211-552
Book / Page	74211 / 552
Instrument Date	Feb 20, 2020
Instrument	30715
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 DUNBARTON RD, BELMONT, MA 02478-2457

Mortgage

Document Number	30716
Date	Feb 28, 2020
Instrument	30716

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Type Change Date	Mar 1, 2030

Tax Assessment & Valuation

The 2025 property tax bill for 4 Dunbarton Rd was $25,354.

Source: Middlesex County and Belmont Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Belmont Town
Unified School District	Belmont School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$25,354.00	$2,226,000 Land $864,000 Building $1,362,000	$2,064,255 (+14.49%)
2024			$1,803,005
2023	$20,288.00	$1,805,000 Land $821,000 Building $984,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4 Dunbarton Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4 Dunbarton Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BELMONT WATER DEPT. (MWRA) serves 27,442 people · EPA ID MA3026000
Water Source	Purchased surface water from MWRA
Last State Inspection	Jul 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 419 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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