4 Duane St, Oneonta, NY 13820 Property Records

Otsego County and Oneonta City property record for 4 Duane St, Oneonta, NY 13820

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,258 sqft · built 1965
Lot Size	0.37 acres (16,117 sqft)
Owner	2 Company Names on File
Last Sale	$60,000 (Jul 1998)
Tax Bill	$5,325 (2026)
Deeds & Mortgages	Nov 2021 Transfer
Flood Zone	Zone X (moderate risk)
APN	`361200 299.16-1-18`

Property Details

APN / Parcel Number

Primary APN	`361200 299.16-1-18`
Alternative APNs	`120029901600010180000000` `3911 0944`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,258 sqft Living Area
1st Floor Area	1,258 sqft

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1985
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	16,117 sqft (0.37 acres)
Lot Dimensions	181 ft deep x 90 ft wide
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	36 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	3911 0944
Street Address	4 DUANE ST
City	ONEONTA
State	NY
Zip	13820-2205
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	180
Legal Block	1
Legal Lot Number	18.000
Jurisdiction	OTSEGO NY
Township / Civil Division	ONEONTA
Census Block Group	1
Census Block	1004
Census Tract	591100

Owner

4 Duane St is owned by a company that acquired it in October 2021 and is owner-occupied.

Source: Otsego County and Oneonta City records, as of September 23, 2026

Owner of Record	2 Company Names on File
Mailing Address	4 DUANE ST, ONEONTA, NY 13820-2205
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Life Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 17, 1998 · Amount on File
Deed Sale	Jul 17, 1998 · Amount on File
Deed Book / Page	837 / 279
Last Transfer Date	Oct 18, 2021
Transfer Doc	0000000066
Record Updated	Oct 29, 2026

November 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OTSEGO NY
Recording Date	Nov 1, 2021
Property Address	4 DUANE ST, ONEONTA, NY 13820-2205
Document Number	0000000066
Instrument Date	Oct 18, 2021
Instrument	2021-6066
Transaction Type	Transfer
Record Updated	Apr 14, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	1012 WOOD POPPY ST, WAKE FOREST, NC 27587-3887

Tax Assessment & Valuation

The 2026 property tax bill for 4 Duane St was $5,325 with exemptions applied, up 31.2% from the year before.

Source: Otsego County and Oneonta City assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Otsego County
Municipality	Oneonta City
Unified School District	Oneonta City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,325.00 (+31.19%) Homeowner's exemption Senior Citizen's exemption
2025	$4,059.00	$137,000 Land $22,400 Building $114,600	$192,958 Land $31,549 Building $161,409
2023		$137,000 Land $22,400 Building $114,600	$169,136 Land $27,654 Building $141,482

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4 Duane St in Zone X, an area of moderate flood risk, though there have been 11 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective March 20, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	11 (1978–2011)
Claims Outside the SFHA	2 of 11
Most Recent Claim	Sep 2011 · Remnants Of Tropical Storm Lee
Claims by Event	Severe Storms And Flooding, Jun 2006 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4 Duane St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ONEONTA CITY serves 15,954 people · EPA ID NY3800154
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	6 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20