4 Drake Ct, Bloomington, IL 61704 Property Records

McLean County property record for 4 Drake Ct, Bloomington, IL 61704

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,600 sqft · built 1993
Lot Size	0.16 acres (6,969 sqft)
Owner	2 Individual Names on File
Last Sale	$255,000 (Oct 2024)
Tax Bill	$5,696 (2024)
Deeds & Mortgages	Oct 2010 Mortgage Apr 2005 Foreclosure
Flood Zone	Zone X (minimal risk)
APN	`21-12-228-009`

Property Details

APN / Parcel Number

Primary APN	`21-12-228-009`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Building Area	2,600 sqft Living Area
Gross Area	3,118 sqft
1st Floor Area	1,328 sqft
Basement Area	1,328 sqft
Finished Basement	1,272 sqft
Unfinished Basement	56 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Foundation Type	Concrete
Roof Material	Asphalt
Lot Area	6,969 sqft (0.16 acres)
Lot Dimensions	110 ft deep x 62 ft wide
View / Lot	Lake Front
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch
Deck Area	168 sqft
Greenhouse	Greenhouse

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	4 DRAKE CT
City	BLOOMINGTON
State	IL
Zip	61704-1282
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LOT 298 OLD FARM LAKES NO 10
Legal Range	02E
Legal Township	23N
Legal Section	12
Legal Subdivision	OLD FARM LAKES
Legal Lot Number	298
Jurisdiction	MCLEAN IL
Township / Civil Division	BLOOMINGTON CITY
Census Block Group	2
Census Block	2019
Census Tract	1107

Owner

4 Drake Ct is owned and occupied by two individuals who bought it in October 2024.

Source: McLean County records, as of April 8, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4 DRAKE CT, BLOOMINGTON, IL 61704-1282
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 8, 2010	Deed of Trust, Mortgage · Conventional Mortgage DRAPER & KRAMER MORTGAGE CORP
Apr 26, 2005	Trustee's Deed, Foreclosure · Line of Credit FIRST BANK RICHMOND NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 31, 2024 · Amount on File
Deed Sale	Oct 31, 2024 · Amount on File
Prior Sale	Nov 18, 2005 · Amount on File
Deed Document Number	202416057
Record Updated	Oct 29, 2026

October 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	4 DRAKE CT, BLOOMINGTON, IL 61704-1282
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	MULTIPLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201000024638
Date	Oct 8, 2010
Instrument	2010-00024638

Lender

Name	DRAPER & KRAMER MORTGAGE CORP
Type	Mortgage Company
Address	LOMBARD, IL 60148

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2040

April 2005: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	MCLEAN IL
Recording Date	Apr 26, 2005
Property Address	4 DRAKE CT, BLOOMINGTON, IL 61704-1282
Document Number	200500011474
Map Reference	DOC93-12104
Instrument Date	Apr 20, 2005
Instrument	2005-00011474
Transaction Type	Foreclosure
Record Updated	Apr 3, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 DRAKE CT, BLOOMINGTON, IL 61704-1282

Mortgage

Document Number	200500011476
Date	Apr 26, 2005
Instrument	2005-00011476

Lender

Name	FIRST BANK RICHMOND NA

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Apr 20, 2020

Interest

Rate	7.99%

Mortgage

Document Number	200500011475
Date	Apr 26, 2005
Instrument	2005-00011475

Lender

Name	BUSEY BANK
Type	Bank
Address	CHAMPAIGN, IL 61821

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	May 1, 2035

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Type Change Date	May 1, 2010
Change Frequency	Annually
Min Rate At Change	3.75%
Max Rate At Change	7.75%
Index	1-Year T-Bill
Max Rate	10.7%

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Bloomington City
County	McLean County
County Subdivision	Bloomington City Township
Unified School District	Bloomington School District 87 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$87,199 Land $18,248 Building $68,951	$261,597 Land $54,744 Building $206,853
2024	$5,696.00 (+13.33%)
2023	$5,026.00	$71,140 Land $14,887 Building $56,253	$213,420 Land $44,661 Building $168,759

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4 Drake Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4 Drake Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLOOMINGTON serves 79,000 people · EPA ID IL1130200
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 503 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
Watch TV Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier.

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