4 Downey Rd, Troy, NY 12180 Property Records

Rensselaer County and Brunswick Town property record for 4 Downey Rd, Troy, NY 12180

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 896 sqft · built 1948
Lot Size	0.75 acres (32,670 sqft)
Owner	2 Individual Names on File
Last Sale	$159,000 (Oct 2020)
Tax Bill	$3,757 (2026)
Deeds & Mortgages	Dec 2021 Refinance Oct 2020 Mortgage + 1 more
APN	`382200 81.13-8-3`

Property Details

APN / Parcel Number

Primary APN	`382200 81.13-8-3`
Alternative APN	`215J188785C`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	896 sqft Living Area
1st Floor Area	896 sqft

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Architectural Style	Ranch
Exterior Material	Wood
Lot Area	32,670 sqft (0.75 acres)
Lot Dimensions	334 ft deep x 105 ft wide
Garage Type	Basement
Porch	Slab
Porch Area	288 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	215J188785C
Street Address	4 DOWNEY RD
City	TROY
State	NY
Zip	12180-9556
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	8
Legal Lot Number	3.000
Jurisdiction	RENSSELAER NY
Township / Civil Division	BRUNSWICK
Census Block Group	1
Census Block	1028
Census Tract	52003

Owner

4 Downey Rd is owned and occupied by two individuals who bought it in October 2020.

Source: Rensselaer County and Brunswick Town records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	4 DOWNEY RD, TROY, NY 12180-9556
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 1, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance CAPITAL COMMUNICATIONS FCU
Oct 15, 2020	Deed of Trust, Mortgage · VA Mortgage CITIZENS BK NA
Oct 26, 2020	Warranty Deed, Transfer · VA Mortgage CITIZENS BK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 26, 2020 · Amount on File
Deed Sale	Oct 26, 2020 · Amount on File
Prior Sale	Aug 2, 2011 · Amount on File
Deed Document Number	2020576878
Deed Book / Page	9333 / 3
Prior Transfer Date	Jul 25, 2011
Prior Transfer Doc	0059830000000322
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RENSSELAER NY
Property Address	4 DOWNEY RD, TROY, NY 12180-9556
Transaction Type	Mortgage
Record Updated	Dec 28, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0098460123
Date	Dec 1, 2021
Book Page	9846/123
Instrument	2021-601128

Lender

Name	CAPITAL COMMUNICATIONS FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	241 Months
Due	Jan 1, 2042

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RENSSELAER NY
Property Address	4 DOWNEY RD, TROY, NY 12180-9556
Document Number	0000576879
Instrument Date	Oct 15, 2020
Transaction Type	Mortgage
Record Updated	Nov 10, 2020
Title Company	LEGACY TITLE SERVICES, LEGACY TITLE SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 271 TROY NY 121820271, TROY, NY 12182-0271

Mortgage

Document Number	0000576879
Date	Oct 26, 2020
Book Page	009333/000007
Instrument	576879

Lender

Name	CITIZENS BK NA
Address	PROVIDENCE, RI 02903

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 25, 2050

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RENSSELAER NY
Recording Date	Oct 26, 2020
Property Address	4 DOWNEY RD, TROY, NY 12180-9556
Document Number	0000576878
Book / Page	009333 / 000003
Instrument Date	Oct 15, 2020
Instrument	576878
Transaction Type	Transfer
Record Updated	Nov 12, 2020
Title Company	LEGACY TITLE SERVICES, LEGACY TITLE SVCS

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$636.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5 EASY ST TROY NY 121809562, TROY, NY 12180-9562

Mortgage

Document Number	576879
Date	Oct 26, 2020
Book Page	009333/000007
Instrument	576879

Lender

Name	CITIZENS BK NA
Address	PROVIDENCE, RI 02903

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 25, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 4 Downey Rd was $3,757, up 2.3% from the year before.

Source: Rensselaer County and Brunswick Town assessment roll, as of May 15, 2026

Property Jurisdictions

Type	Name
State	New York
County	Rensselaer County
County Subdivision	Brunswick Town
Unified School District	Lansingburgh Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,757.00 (+2.31%)
2025	$3,672.00	$30,900 Land $8,000 Building $22,900	$191,925 Land $49,689 Building $142,236
2023		$30,900 Land $8,000 Building $22,900	$160,519 Land $41,558 Building $118,961

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA's flood maps do not cover 4 Downey Rd; 1 flood insurance policy is in force nearby.

Source: FEMA National Flood Hazard Layer, effective January 12, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not included in the FIRM
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4 Downey Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Hudson Valley Wireless Fixed Wireless	200 / 20

May also be available: T-Mobile.

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