4 Downey Pl, Oakland, CA 94610 Property Records

Alameda County property record for 4 Downey Pl, Oakland, CA 94610

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,731 sqft · built 1924
Lot Size0.181 acres (7,888 sqft)
OwnerIndividual Name on File
Last Sale$2,500,000 (Jan 2025)
Tax Bill$9,663 (2025)
Deeds & MortgagesOct 2017 Line of Credit
Dec 2016 Mortgage
Flood ZoneZone X (minimal risk)
APN11-925-108

Property Details

APN / Parcel Number

Primary APN11-925-108
Alternative APN
  • 011-0925-108-00

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms9 Rooms
Stories2 Stories
Building Area2,731 sqft Living Area

Exterior

Year BuiltBuilt 1924
Effective Year BuiltEffective 1948
Architectural StyleL-Shape
Construction TypeWood
Lot Area7,888 sqft (0.181 acres)

Location & Zoning

Street Address4 DOWNEY PL
CityOAKLAND
StateCA
Zip94610-1809
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT: 00108 BLK: AR: 0011 PAGE: 0925
Legal SubdivisionLAKESHORE MANOR
JurisdictionALAMEDA CA
Township / Civil DivisionOAKLAND
Census Block Group1
Census Block1001
Census Tract405100

Owner

4 Downey Pl is owned and occupied by an individual who bought it in January 2025.

Source: Alameda County records, as of August 5, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address4 DOWNEY PL, OAKLAND, CA 94610-1809
OccupancyOwner Occupied
Owner TypeIndividual
VestingSole Owner

Deeds, Mortgages & Sale History

DateDocument
Oct 10, 2017Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA
Dec 12, 2016Deed of Trust, Mortgage
BANK OF AMERICA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 13, 2025 · Amount on File
Deed SaleJan 13, 2025 · Amount on File
Deed Document Number20256494
Prior Transfer DateJan 9, 2025
Prior Transfer Doc0000006495
Record UpdatedSep 20, 2026

October 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALAMEDA CA
Property Address4 DOWNEY PL, OAKLAND, CA 94610-1809
Document Number0000239907
Instrument DateOct 10, 2017
Transaction TypeMortgage
Record UpdatedAug 28, 2018
Title CompanyWFG LENDER SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address4 DOWNEY PL OAKLAND CA 946101809, OAKLAND, CA 94610-1809

Mortgage

Document Number0000239907
DateOct 31, 2017
Instrument239907
Lender
NameBANK OF AMERICA
TypeBank
AddressTAMPA, FL 33634
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate

December 2016: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALAMEDA CA
Property Address4 DOWNEY PL, OAKLAND, CA 94610-1809
Document Number0000011869
Instrument DateDec 12, 2016
Transaction TypeMortgage
Record UpdatedAug 15, 2018
Title CompanyORANGE COAST TITLE COMPANY, ORANGE COAST TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address4 DOWNEY PL OAKLAND CA 946101809, OAKLAND, CA 94610-1809

Mortgage

Document Number0000011869
DateJan 17, 2017
Instrument11869
Lender
NameBANK OF AMERICA
TypeBank
Address101 S TRYON ST, CHARLOTTE, NC 28280-0002
Agreement
AmountAmount on Record
Term360 Months
DueJan 16, 2047
Interest
Rate TypeAdjustable Rate
Rate2.5%

Tax Assessment & Valuation

The 2025 property tax bill for 4 Downey Pl was $9,663, up 3.9% from the year before.

Source: Alameda County assessment roll, as of August 5, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyAlameda County
MunicipalityOakland City
Unified School DistrictOakland Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,550,000 (+327.68%) Land $765,000 Building $1,785,000
2025$9,663.00 (+3.93%)$596,243 Land $302,414 Building $293,829
2024$9,298.00 (-3.56%)
2023$9,641.00 Homeowner's exemption$573,091 Land $290,671 Building $282,420$2,350,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4 Downey Pl in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims6 (1982–1998)
Claims Outside the SFHA1 of 6
Most Recent ClaimFeb 1998 · Severe Winter Storms And Flooding
Claims by Event
  • Severe Storms, Flood, Mudslides & High Tide, Jan 1982 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4 Downey Pl is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 98.4% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEAST BAY MUD
serves 1,468,000 people · EPA ID CA0110005
Water SourceSurface water
Last State InspectionDec 2021
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,030 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Sonic Telecom
Fiber
10,000 / 10,000
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Unwired
Fixed Wireless
300 / 25
Verizon
Fixed Wireless
300 / 20
Etheric Networks
Fixed Wireless
250 / 100
T-Mobile
Fixed Wireless
100 / 20

May also be available: GeoLinks, Google Fiber.

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