Stillwater County property record for 4 Division St S, Reed Point, MT 59069
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 896 sqft · built 1920 |
| Lot Size | 0.482 acres (20,996 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $145 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | R321855 |
| Primary APN | R321855 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 896 sqft Living Area |
| 1st Floor Area | 896 sqft |
| Basement Area | 448 sqft |
| Unfinished Basement | 448 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Bungalow |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 20,996 sqft (0.482 acres) |
| Porch | Slab |
|---|---|
| Porch Area | 42 sqft |
| Shed | 1 Shed |
| Shed Area | 144 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Floor/Wall Furnace |
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 0000040010 |
|---|---|
| Street Address | 4 DIVISION ST S |
| City | REED POINT |
| State | MT |
| Zip | 59069-8018 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BROCKWAY FIRST ADDITION (REED POINT), S31, T01 S, R18 E, BLOCK 1, LOT 1 - 6 |
| Legal Range | 18E |
| Legal Township | 01S |
| Legal Section | 31 |
| Legal Subdivision | BROCKWAY FIRST ADDITION (REED POINT) |
| Legal Block | 1 |
| Legal Lot Number | 1-6 |
| Jurisdiction | STILLWATER MT |
| Township / Civil Division | NORTH STILLWATER |
| Census Block Group | 2 |
| Census Block | 2260 |
| Census Tract | 966600 |
4 Division St S is owned and occupied by two individuals.
Source: Stillwater County records, as of September 4, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 43, REED POINT, MT 59069-0043 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 4 Division St S was $145 with a homeowner's exemption, down 66.5% from the year before.
Source: Stillwater County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Stillwater County |
| Elementary School District | Reed Point Elementary School District (PK - 08) |
| Secondary School District | Reed Point High School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $145.00 (-66.51%) Homeowner's exemption | $216,700 (-) | |
| 2025 | $433.00 | $216,700 | $216,700 Land $76,937 Building $139,763 |
| 2023 | $369.00 | $158,800 | $158,800 Land $73,704 Building $85,096 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4 Division St S in Zone X, an area of minimal flood risk, though there have been 12 flood claims nearby since 1997.
Source: FEMA National Flood Hazard Layer, effective April 28, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 12 (1997–2022) |
| Claims Outside the SFHA | 9 of 12 |
| Most Recent Claim | Jun 2022 · Severe Storm And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4 Division St S is moderate, ranking above 40% of the US, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 83% of Montana |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EAGLE MOUNTAIN RURAL PWS private · serves 50 people · EPA ID MT0004461 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2024 |
| Lead | 4 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Triangle Communications Fiber | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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