4 Derry Dr, Saint Joseph, MI 49085 Property Records

Berrien County property record for 4 Derry Dr, Saint Joseph, MI 49085

Property Summary

Property Type	Residential Vacant Land
Lot Size	0.952 acres (41,469 sqft)
Owner	Company Name on File
Last Sale	$45,000 (Mar 2025)
Tax Bill	$533 (2025)
Deeds & Mortgages	Mar 2025 Sale Jul 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`17-1000-0004-00-2`

Property Details

APN / Parcel Number

Primary APN	`17-1000-0004-00-2`
Alternative APN	`11-17-1000-0004-00-2`

Exterior

Lot Area	41,469 sqft (0.952 acres)
Lot Dimensions	414 ft deep x 100 ft wide

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	3878 DERRY DR
City	SAINT JOSEPH
State	MI
Zip	49085-8307
Property Category	Residential
Property Type	Vacant Land > Residential
Local Zoning Code	PUD
Legal Description	LOT 4 BEAR LAKE SUB
Legal Subdivision	BEAR LAKE SUB
Legal Lot Number	4
Legal Unit	4
Jurisdiction	BERRIEN MI
Township / Civil Division	ROYALTON
Census Block Group	2
Census Block	2021
Census Tract	1800

Owner

4 Derry Dr, residential vacant land, is owned by a company that acquired it in April 2025.

Source: Berrien County records, as of September 28, 2026

Owner of Record	Company Name on File
Mailing Address	3867 NILES RD, SAINT JOSEPH, MI 49085-8742
Owner Type	Company
Vesting	Life Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 19, 2025	Warranty Deed, Transfer FIRST AMERICAN TITLE
Jul 10, 2023	Warranty Deed, Transfer BETTY YERINGTON
Sep 19, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 19, 2025 · Amount on File
Deed Sale	Mar 19, 2025 · Amount on File
Prior Sale	Jul 10, 2023
Deed Document Number	2025428424
Deed Book / Page	3446 / 2556
Last Transfer Date	Apr 25, 2025
Transfer Doc	03450/3199
Record Updated	Oct 29, 2026

March 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BERRIEN MI
Recording Date	Mar 19, 2025
Property Address	3878 DERRY DR, SAINT JOSEPH, MI 49085-8307
Document Number	03446/2556
Book / Page	3446 / 2556
Map Reference	LB 26 PG 33
Instrument Date	Feb 27, 2025
Instrument	2025428424
Transaction Type	Transfer
Record Updated	Jun 5, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Tax	$337.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3867 NILES RD, SAINT JOSEPH, MI 49085-8742

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BERRIEN MI
Recording Date	Jul 10, 2023
Property Address	3878 DERRY DR, SAINT JOSEPH, MI 49085-8307
Document Number	03407/2713
Book / Page	3407 / 2713
Map Reference	LB 26 PG 33
Instrument Date	Jun 30, 2023
Instrument	2023384378
Transaction Type	Transfer
Record Updated	Jun 5, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3265 12 W, NILES, MI 49120

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1515, MUSKEGON, MI 49443-1515

Mortgage

Document Number	0034103000
Date	Jul 10, 2023
Instrument	3410/3000

Lender

Name	BETTY YERINGTON
Type	Private Party

Agreement

Amount	Amount on Record

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BERRIEN MI
Recording Date	Sep 19, 2017
Property Address	3878 DERRY DR, SAINT JOSEPH, MI 49085-8307
Document Number	03183/2494
Book / Page	3183 / 2494
Map Reference	LB26 PG33
Instrument Date	Sep 7, 2017
Instrument	3183-2494
Transaction Type	Transfer
Record Updated	Jun 5, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1901 NILES AVE STE 101, 101, SAINT JOSEPH, MI 49085-1615

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	125 S KALAMAZOO MALL STE 203, 203, KALAMAZOO, MI 49007-4869

Tax Assessment & Valuation

The 2025 property tax bill for 4 Derry Dr was $533, down 39.7% from the year before.

Source: Berrien County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Berrien County
County Subdivision	Royalton Township
Unified School District	St. Joseph Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$22,500 (+8.7%)	$45,000 (+8.7%)
2025	$533.00 (-39.71%)	$20,700	$41,400
2024	$884.00
2023		$20,700 (-0.48%)	$41,400 (-0.48%)
2022	$898.00 (-15.28%)	$20,800	$41,600
2021	$1,060.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4 Derry Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective September 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1979)
Most Recent Claim	Apr 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4 Derry Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 83% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Mercury Fiber.

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