4 Derby Dr, Woburn, MA 01801 Property Records

Middlesex County and Woburn City property record for 4 Derby Dr, Woburn, MA 01801

Property Summary

Property Type	Condominium
Details	2 bd · 2.5 ba · 1,574 sqft · built 2022
Lot Size	28.6 acres (1,248,598 sqft)
Owner	2 Individual Names on Record
Last Sale	$699,900 (Jul 2022)
Tax Bill	$5,804 (2025)
Deeds & Mortgages	Jul 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`81061164`

Property Details

APN / Parcel Number

Primary APN	`81061164`
Alternative APN	`WOBU M:81 B:06 L:11 U:64`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Building Area	1,574 sqft Living Area
Gross Area	2,794 sqft
1st Floor Area	780 sqft
Basement Area	860 sqft
Unfinished Basement	860 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	1,248,598 sqft (28.6 acres)
Garage Type	Attached
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	81061164
Street Address	4 DERBY DR
City	WOBURN
State	MA
Zip	01801-5872
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Block	6
Legal Lot Number	11
Jurisdiction	WOBURN MA
Township / Civil Division	WOBURN
Census Block Group	3
Census Block	3019
Census Tract	333100

Owner

Source: Middlesex County and Woburn City records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4 DERBY DR, WOBURN, MA 01801-5872
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 15, 2022 · Amount on Record
Deed Sale	Jul 15, 2022 · Amount on Record
Deed Document Number	2022108279
Deed Book / Page	80438 / 508
Record Updated	Sep 20, 2026

July 2022: Condominium Deed, Transfer

Document Type	Condominium Deed
Jurisdiction	WOBURN MA
Recording Date	Jul 15, 2022
Property Address	4 DERBY DR, WOBURN, MA 01801-5872
Document Number	080438-508
Book / Page	80438 / 508
Instrument Date	Jul 15, 2022
Instrument	108279
Transaction Type	Transfer
Record Updated	Jan 31, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4 DERBY DR, WOBURN, MA 01801-5872

Mortgage

Document Number	0000108280
Date	Jul 15, 2022
Instrument	108280

Lender

Name	WINCHESTER SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	2.63%
Type Change Date	Aug 1, 2027
Max Rate At Change	2.75%
Index	1-Year CMT

Tax Assessment & Valuation

Source: Middlesex County and Woburn City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Woburn City
Unified School District	Woburn School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,804.00 (+10.13%)	$679,600 (+3.95%) Building $679,600	$812,535 (+9.75%)
2024	$5,270.00 (+1,111.49%)	$653,800 (+1,207.6%) Building $653,800	$740,335
2023	$435.00	$50,000 Building $50,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	13 (1982–2018)
Claims Outside the SFHA	7 of 13
Most Recent Claim	Jan 2018 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Mar 2010 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WOBURN WATER DEPT. serves 40,876 people · EPA ID MA3347000
Water Source	Purchased surface water from MWRA
Last State Inspection	Aug 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable · Fiber in parts of the area	2,000 / 2,000
Astound Broadband Cable	1,500 / 50
T-Mobile Fixed Wireless	100 / 20