4 Derby Dr, La Plata, MD 20646 Property Records

Charles County property record for 4 Derby Dr, La Plata, MD 20646

Property Summary

Property Type	Townhouse
Details	4 ba · 1,666 sqft · built 2012
Lot Size	0.028 acres (1,243 sqft)
Owner	Individual Name on File
Last Sale	$235,000 (Mar 2013)
Tax Bill	$4,235 (2023)
Flood Zone	Zone X (minimal risk)
APN	`01-081489`

Property Details

APN / Parcel Number

Primary APN	`01-081489`
Alternative APN	`081489`

Interior

Full Baths	4 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,666 sqft Total Area

Exterior

Year Built	Built 2012
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	1,243 sqft (0.028 acres)
Garage Type	Built-in
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Deck Area	146 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	081489
Street Address	4 DERBY DR
City	LA PLATA
State	MD
Zip	20646-4354
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	MUD-2
Legal Description	LOT 78 PLT 9 PH 1 TOWN OF LA PLATA THE VIL OF STEEPLECHASE
Legal Subdivision	VILLAGES/STEEPLECHASE PH 1
Legal Phase	1
Legal Lot Number	78
Jurisdiction	CHARLES MD
Township / Civil Division	1, LA PLATA
Census Block Group	2
Census Block	2020
Census Tract	851001

Owner

Source: Charles County assessment roll, as of July 1, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	4 DERBY DR, LA PLATA, MD 20646-4354
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 20, 2013 · Amount on Record
Deed Sale	Mar 20, 2013 · Amount on Record
Deed Document Number	008213
Deed Book / Page	8146 / 231
Record Updated	Jun 7, 2026

Tax Assessment & Valuation

Source: Charles County assessment roll, as of July 1, 2023

Property Jurisdictions

Type	Name
State	Maryland
County	Charles County
Municipality	La Plata Town
Unified School District	Charles County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$4,235.00	$279,900 Land $85,000 Building $194,900	$279,900 Land $85,000 Building $194,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF LA PLATA serves 11,535 people · EPA ID MD0080025
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 353 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile USA Fixed Wireless	100 / 20