Essex County and Andover Town property record for 4 Delphi Cir, Andover, MA 01810 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2.5 Baths |
| Year Built | Built 1975 |
| Square Footage | 2,312 sqft Living Area |
| Lot Size | 34,604 sqft (0.794 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $850,000 (2021) |
| Tax Bill | $11,243.00 (2025) |
| Primary APN | ANDO M:00011 B:00001 L:0000G |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 9 Rooms |
| Building Area | 2,312 sqft Living Area |
| Gross Area | 4,404 sqft Gross Area |
| Basement Area | 960 sqft Basement |
| Unfinished Basement | 960 sqft Unfinished |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Colonial Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Frame Construction |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 34,604 sqft (0.794 acres) |
| Heating Fuel | Electric Heating Fuel |
|---|
| Street Address | 4 DELPHI CIR |
|---|---|
| City | ANDOVER |
| State | MA |
| Zip | 01810-2230 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Subdivision | ANDOVER |
| Legal Block | 1 |
| Legal Lot Number | G |
| Jurisdiction | ANDOVER MA |
| Minor Civil Division | ANDOVER |
| Census Blockgroup | 1 |
| Census Block | 1019 |
| Census Tract | 254302 |
Source: Essex County and Andover Town records · APN ANDO M:00011 B:00001 L:0000G
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4 DELPHI CIR, ANDOVER, MA 01810-2230 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Tenant By Entirety |
| Date | Document |
|---|---|
| May 28, 2025 | Deed of Trust, Mortgage · Line of Credit MASS BAY CREDIT UNION |
| Nov 23, 2021 | Deed of Trust, Mortgage · Stand Alone Refinance HARBORONE MORTGAGE |
| Sep 24, 2021 | Quit Claim Arm's Length for NE States, Transfer · Stand Alone First Mortgage JOY W MINEAR |
| Oct 17, 2019 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 24, 2021 · Amount on Record |
| Deed Sale | Sep 24, 2021 · Amount on Record |
| Prior Sale | Jul 30, 2004 · Amount on Record |
| Deed Book / Page | 17149 / 245 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANDOVER MA |
| Property Address | 4 DELPHI CIR, ANDOVER, MA 01810-2230 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2025 |
| Name | Verified Name |
|---|
| Document Number | 018288-206 |
|---|---|
| Date | May 28, 2025 |
| Book Page | 18288/206 |
| Instrument | 8397 |
| Name | MASS BAY CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Jun 01, 2050 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANDOVER MA |
| Property Address | 4 DELPHI CIR, ANDOVER, MA 01810-2230 |
| Transaction Type | Mortgage |
| Record Updated | Dec 10, 2021 |
| Name | Verified Name |
|---|
| Document Number | 17242-201 |
|---|---|
| Date | Nov 23, 2021 |
| Book Page | 17242/201 |
| Instrument | 38508 |
| Name | HARBORONE MORTGAGE |
|---|
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2051 |
| Document Type | Quit Claim Arm's Length for NE States |
|---|---|
| Jurisdiction | ANDOVER MA |
| Recording Date | Sep 24, 2021 |
| Property Address | 4 DELPHI CIR, ANDOVER, MA 01810-2230 |
| Document Number | 17149-245 |
| Book / Page | 17149 / 245 |
| Instrument Date | Sep 24, 2021 |
| Instrument | 31949 |
| Transaction Type | Transfer |
| Record Updated | Oct 08, 2021 |
| Title Company | METROPOLITAN TITLE CORPORATION, METROPOLITAN TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | 4 DELPHI CIR, ANDOVER, MA 01810-2230 |
| Document Number | 31950 |
|---|---|
| Date | Sep 24, 2021 |
| Instrument | 31950 |
| Name | JOY W MINEAR |
|---|
| Type | Stand Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ANDOVER MA |
| Recording Date | Oct 17, 2019 |
| Property Address | 4 DELPHI CIR, ANDOVER, MA 01810-2230 |
| Document Number | 16041-87 |
| Book / Page | 016041 / 000087 |
| Instrument Date | Oct 15, 2019 |
| Instrument | 25722 |
| Transaction Type | Transfer |
| Record Updated | Nov 05, 2019 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4 DELPHI CIR ANDOVER MA 018102230, ANDOVER, MA 01810-2230 |
Source: Essex County and Andover Town records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Andover Town |
| Unified School District | Andover School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $11,243.00 (+5.38%) | $900,200 (+8.68%) Land $531,400 Building $368,800 | $970,995 |
| 2024 | $10,669.00 (+4.18%) | $828,300 (+10.48%) Land $477,000 Building $351,300 | |
| 2023 | $10,241.00 | $749,700 Land $429,600 Building $320,100 |
4 Delphi Cir is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Essex County (25009C), updated July 10, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 32nd percentile of exposed land nationally · 98th in Massachusetts |
|---|---|
| Wildfire Likelihood | Low — about 1 in 5,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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