Somerset County and Bernards Township property record for 4 Debra Ln, Basking Ridge, NJ 07920
| Property Type | Single Family Home |
|---|---|
| Details | 1,968 sqft · built 1963 |
| Lot Size | 0.94 acres (40,946 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $619,000 (Sep 2017) |
| Tax Bill | $13,112 (2025) |
| Deeds & Mortgages | Dec 2020 Mortgage Sep 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-03701-0000-00004 |
| Primary APN | 02-03701-0000-00004 |
|---|---|
| Alternative APN |
|
| Total Rooms | 8 Rooms |
|---|---|
| Stories | 2 Stories |
| Building Area | 1,968 sqft Living Area |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 1963 |
| Architectural Style | Bi-Level |
| Construction Type | Frame |
| Lot Area | 40,946 sqft (0.94 acres) |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Old Parcel Number | 0200109000000004 |
|---|---|
| Street Address | 4 DEBRA LN |
| City | BASKING RIDGE |
| State | NJ |
| Zip | 07920-1931 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R4 |
| Legal Subdivision | SOMERSET HMS SEC 01 |
| Legal Block | 3701 |
| Legal Lot Number | 4 |
| Jurisdiction | SOMERSET NJ |
| Township / Civil Division | BERNARDS |
| Census Block Group | 5 |
| Census Block | 5001 |
| Census Tract | 54100 |
Source: Somerset County and Bernards Township records, as of July 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4 DEBRA LN, BASKING RIDGE, NJ 07920-1931 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 7, 2020 | Deed of Trust, Mortgage · Conventional Mortgage BOND STREET MORTGAGE LLC |
| Sep 25, 2017 | Deed, Transfer · Conventional Mortgage BOND STREET MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 25, 2017 · Amount on Record |
| Deed Sale | Sep 25, 2017 · Amount on Record |
| Prior Sale | Jan 10, 2003 · Amount on Record |
| Deed Document Number | 201738623 |
| Deed Book / Page | 6992 / 866 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SOMERSET NJ |
| Property Address | 4 DEBRA LN, BASKING RIDGE, NJ 07920-1931 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000062238 |
|---|---|
| Date | Dec 7, 2020 |
| Book Page | 7281/2529 |
| Instrument | 2020062238 |
| Name | BOND STREET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | PARAMUS, NJ 07652 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Dec 1, 2035 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SOMERSET NJ |
| Recording Date | Sep 25, 2017 |
| Property Address | 4 DEBRA LN, BASKING RIDGE, NJ 07920-1931 |
| Document Number | 0000038623 |
| Book / Page | 6992 / 0866 |
| Map Reference | MAP853 |
| Instrument Date | Sep 20, 2017 |
| Instrument | 2017038623 |
| Transaction Type | Transfer |
| Record Updated | Nov 5, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,386.40 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 228 POTOMAC DR, 228, BASKING RIDGE, NJ 07920-3198 |
| Name | Verified Name |
|---|---|
| Address | 4 DEBRA LN, BASKING RIDGE, NJ 07920-1931 |
| Document Number | 0000038624 |
|---|---|
| Date | Sep 25, 2017 |
| Instrument | 2017038624 |
| Name | BOND STREET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2047 |
Source: Somerset County and Bernards Township assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Somerset County |
| County Subdivision | Bernards Township |
| Unified School District | Bernards Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $825,000 (+6.2%) Land $398,200 Building $426,800 | $825,000 (+6.2%) Land $398,200 Building $426,800 | |
| 2025 | $13,112.00 (+5.64%) | $776,800 (+18.29%) Land $388,200 Building $388,600 | $776,800 (+18.29%) Land $388,200 Building $388,600 |
| 2024 | $12,412.00 (-2.21%) | ||
| 2023 | $656,700 Land $363,200 Building $293,500 | $656,700 Land $363,200 Building $293,500 | |
| 2022 | $12,693.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 6 (1999–2021) |
| Claims Outside the SFHA | 4 of 6 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people · EPA ID NJ0712001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2022 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 125 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
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