Tioga County and Owego Town property record for 4 Deborah Dr, Apalachin, NY 13732
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,086 sqft · built 1966 |
| Lot Size | 0.45 acres (19,602 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $6,601 (2026) |
| Deeds & Mortgages | May 2021 Refinance Mar 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 493089 154.13-2-10 |
| Primary APN | 493089 154.13-2-10 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,086 sqft Living Area |
| 1st Floor Area | 1,332 sqft |
| Basement Area | 754 sqft |
| Finished Basement | 754 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1966 |
|---|---|
| Effective Year Built | Effective 1966 |
| Architectural Style | Raised Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 19,602 sqft (0.45 acres) |
| Lot Dimensions | 225 ft deep x 89.1 ft wide |
| Garage Type | Basement |
| Porch | Slab |
|---|---|
| Porch Area | 578 sqft |
| Patio Area | 1,840 sqft |
| Shed | 1 Shed |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 00000006823 |
|---|---|
| Street Address | 4 DEBORAH DR |
| City | APALACHIN |
| State | NY |
| Zip | 13732-4202 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | ZONE |
| Legal Block | 2 |
| Legal Lot Number | 10.000 |
| Jurisdiction | TIOGA NY |
| Township / Civil Division | OWEGO |
| Census Block Group | 3 |
| Census Block | 3022 |
| Census Tract | 20402 |
4 Deborah Dr is owned and occupied by an individual who acquired it in November 2024.
Source: Tioga County and Owego Town records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 5459 ALFRETON DR, CLAY, NY 13041-6950 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Individual(s) |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 18, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance NATIONSTAR MORTGAGE LLC |
| Mar 17, 2017 | Deed of Trust, Mortgage NATIONSTAR MORTGAGE |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Nov 18, 2024 |
| Transfer Doc | 2025000000266 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TIOGA NY |
| Property Address | 4 DEBORAH DR, APALACHIN, NY 13732-4202 |
| Transaction Type | Mortgage |
| Record Updated | Jun 8, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2021000002468 |
|---|---|
| Date | May 18, 2021 |
| Instrument | 20210-00002468 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TIOGA NY |
| Property Address | 4 DEBORAH DR, APALACHIN, NY 13732-4202 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 17000001129 |
|---|---|
| Date | Mar 17, 2017 |
| Instrument | 170-00001129 |
| Name | NATIONSTAR MORTGAGE |
|---|
| Amount | Amount on Record |
|---|---|
| Term | 358 Months |
| Due | Jan 1, 2047 |
The 2026 property tax bill for 4 Deborah Dr was $6,601 with exemptions applied, down 0.3% from the year before.
Source: Tioga County and Owego Town assessment roll, as of May 15, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Tioga County |
| County Subdivision | Owego Town |
| Unified School District | Vestal Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,601.00 (-0.26%) Homeowner's exemption Senior Citizen's exemption Veteran's exemption | ||
| 2025 | $6,618.00 | $120,700 Land $17,100 Building $103,600 | $231,005 Land $32,727 Building $198,278 |
| 2023 | $120,700 Land $17,100 Building $103,600 | $223,519 Land $31,667 Building $191,852 | |
| 2019 | $2,243.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4 Deborah Dr in Zone X, an area of minimal flood risk, though there have been 95 flood claims nearby since 1983.
Source: FEMA National Flood Hazard Layer, effective October 31, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 95 (1983–2018) |
| Claims Outside the SFHA | 28 of 95 |
| Most Recent Claim | Aug 2018 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4 Deborah Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 252 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Empire Long Distance Fiber | 1,000 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
5G and 4G LTE (outdoors only)
Search by:
By searching, you agree to: Terms • Privacy • Disclosures