Bergen County and Ramsey Borough property record for 4 Davidson Ave, Ramsey, NJ 07446 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3,272 sqft · built 1953 |
| Lot Size | 0.952 acres (41,469 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $705,000 (Dec 2016) |
| Tax Bill | $20,584 (2025) |
| Deeds & Mortgages | May 2021 Mortgage |
| Flood Zone | Zone A (high risk) |
| APN | 48-01905-0000-00001 |
| Primary APN | 48-01905-0000-00001 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 3,272 sqft Living Area |
| 1st Floor Area | 3,272 sqft |
| Year Built | Built 1953 |
|---|---|
| Effective Year Built | Effective 1953 |
| Construction Type | Frame |
| Lot Area | 41,469 sqft (0.952 acres) |
| Lot Dimensions | 337 ft deep x 123 ft wide |
| Parking Spaces | 1 Parking Space |
| Street Address | 4 DAVIDSON AVE |
|---|---|
| City | RAMSEY |
| State | NJ |
| Zip | 07446-1402 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 0.952AC |
| Legal Block | 1905 |
| Legal Lot Number | 1 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | RAMSEY |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 44202 |
Source: Bergen County and Ramsey Borough records · APN 48-01905-0000-00001
Assessment roll updated June 29, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4 DAVIDSON AVE, RAMSEY, NJ 07446-1402 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 08, 2016 · Amount on Record |
| Deed Sale | Dec 08, 2016 · Amount on Record |
| Prior Sale | May 23, 2016 · Amount on Record |
| Deed Document Number | 201695173 |
| Deed Book / Page | 2461 / 2351 |
| Prior Transfer Date | Jul 08, 2013 |
| Prior Transfer Doc | 0022680577 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 4 DAVIDSON AVE, RAMSEY, NJ 07446-1402 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0041630748 |
|---|---|
| Date | May 24, 2021 |
| Book Page | 4163/748 |
| Instrument | 2021082190 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | May 01, 2041 |
Source: Bergen County and Ramsey Borough records · Assessment roll updated June 29, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Ramsey Borough |
| Unified School District | Ramsey Borough School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,005,400 (+0.57%) Land $383,300 Building $622,100 | $1,005,400 (+0.57%) Land $383,300 Building $622,100 | |
| 2025 | $20,584.00 (+2.02%) | $999,700 (+39.82%) Land $383,300 Building $616,400 | $999,700 (+39.82%) Land $383,300 Building $616,400 |
| 2024 | $20,177.00 (+7.59%) | ||
| 2023 | $715,000 Land $297,500 Building $417,500 | $715,000 Land $297,500 Building $417,500 | |
| 2022 | $18,754.00 |
Source: FEMA National Flood Hazard Layer, Bergen County (34003C), updated December 8, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340030442022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone A |
|---|---|
| Special Flood Hazard Area | Yes |
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 3 (1979–1984) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | May 1984, tidal / storm surge |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 256 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Optimum Communications | Fiber | 8,000 / 8,000 |
| Verizon | Fiber | 2,300 / 2,300 |
| Optimum Communications | Cable | 940 / 35 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.
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